RESERVE NATIONAL INSURANCE COMPANY — health Complaints in Texas

Detailed analysis of 49 health insurance complaints filed against RESERVE NATIONAL INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

health Complaints in Texas: 49
Total health Complaints (All States): 49
Texas Share: 100.0%
NAIC Complaint Ratio: 115
AI Risk Score: 73/100

Analysis: RESERVE NATIONAL INSURANCE COMPANY health in Texas

RESERVE NATIONAL INSURANCE COMPANY has accumulated 49 health insurance complaints from consumers in Texas. Across all states, RESERVE NATIONAL INSURANCE COMPANY has 49 total health complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 26 complaints. Other common issues include Claim denial (11), Premium or billing dispute (6), Policy cancellation (2).

The most active year was 2025 with 2 complaints filed.

Consumers in Texas who have health disputes with RESERVE NATIONAL INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

health Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	26	53.1%
Claim denial	11	22.4%
Premium or billing dispute	6	12.2%
Policy cancellation	2	4.1%
Commissions \| Corrective Action Taken; Information Furnished; Additional Monies Received	1	2.0%
Access to Care \| Contract Language/Legal Issue	1	2.0%
Unsatisfactory Settle/Offer \| Additional Monies Received; Corrective Action Taken	1	2.0%
Coordination of Benefits; Cust Service Claim Handling \| Information Furnished	1	2.0%

Complaints by Year

2025: 2 complaints
2024: 1 complaints
2023: 2 complaints
2022: 3 complaints
2021: 4 complaints
2020: 1 complaints
2019: 4 complaints
2018: 5 complaints
2017: 10 complaints
2016: 3 complaints
2015: 6 complaints
2014: 5 complaints
2013: 1 complaints
2012: 2 complaints

Recent health Complaints Against RESERVE NATIONAL INSURANCE COMPANY in Texas

health Complaint #TX-428827-f38973cc (2025-07-15) — Delayed payment
health Complaint #TX-420328-9964ce8a (2025-04-07) — Premium or billing dispute
health Complaint #TX-410061-5cd9745e (2024-11-21) — Delayed payment
health Complaint #TX-377000-93063785 (2023-11-02) — Delayed payment
health Complaint #TX-356163-93063785 (2023-02-16) — Delayed payment
health Complaint #TX-340190-e1b36200 (2022-06-28) — Commissions | Corrective Action Taken; Information Furnished; Additional Monies Received
health Complaint #TX-336101-6db741c1 (2022-04-26) — Delayed payment
health Complaint #TX-336064-33bdedb3 (2022-04-25) — Policy cancellation
health Complaint #TX-324823-6db741c1 (2021-11-03) — Delayed payment
health Complaint #TX-319842-996bc1ad (2021-08-20) — Delayed payment

Frequently Asked Questions

How many health complaints does RESERVE NATIONAL INSURANCE COMPANY have in Texas?

RESERVE NATIONAL INSURANCE COMPANY has 49 health insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common health complaint issues with RESERVE NATIONAL INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (26), Claim denial (11), Premium or billing dispute (6), Policy cancellation (2), Commissions | Corrective Action Taken; Information Furnished; Additional Monies Received (1).

How does RESERVE NATIONAL INSURANCE COMPANY's health record in Texas compare to other states?

RESERVE NATIONAL INSURANCE COMPANY has 49 health complaints in Texas out of 49 total health complaints nationwide. That is 100.0% of their health volume.

Where can I file a health complaint against RESERVE NATIONAL INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.