Southern Guaranty Insurance Company — health Complaints in Texas

Detailed analysis of 16 health insurance complaints filed against Southern Guaranty Insurance Company by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

health Complaints in Texas: 16
Total health Complaints (All States): 16
Texas Share: 100.0%
NAIC Complaint Ratio: 11.97
AI Risk Score: 75/100

Analysis: Southern Guaranty Insurance Company health in Texas

Southern Guaranty Insurance Company has accumulated 16 health insurance complaints from consumers in Texas. Across all states, Southern Guaranty Insurance Company has 16 total health complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Claim denial with 9 complaints. Other common issues include Delayed payment (4), Misrepresentation; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Claim Settled (1), Misrepresentation | Question of Fact; Failure to Timely Respond; Information Furnished (1).

The most active year was 2025 with 1 complaint filed.

Consumers in Texas who have health disputes with Southern Guaranty Insurance Company can file a complaint with the Texas Department of Insurance.

health Complaint Issues in Texas

Issue Type	Complaints	%
Claim denial	9	56.3%
Delayed payment	4	25.0%
Misrepresentation; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Claim Settled	1	6.3%
Misrepresentation \| Question of Fact; Failure to Timely Respond; Information Furnished	1	6.3%
Premium or billing dispute	1	6.3%

Complaints by Year

2025: 1 complaints
2024: 3 complaints
2023: 2 complaints
2022: 2 complaints
2021: 5 complaints
2020: 3 complaints

Recent health Complaints Against Southern Guaranty Insurance Company in Texas

health Complaint #TX-434547-d0e7e4fa (2025-09-15) — Claim denial
health Complaint #TX-408929-70d67f94 (2024-11-07) — Claim denial
health Complaint #TX-392431-3c545889 (2024-05-07) — Misrepresentation; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Claim Settled
health Complaint #TX-389554-0f89935d (2024-04-03) — Claim denial
health Complaint #TX-371165-9f59c5ca (2023-08-25) — Claim denial
health Complaint #TX-364069-6aa196cf (2023-06-01) — Delayed payment
health Complaint #TX-346708-d0e7e4fa (2022-09-29) — Claim denial
health Complaint #TX-336879-0dc085be (2022-05-09) — Claim denial
health Complaint #TX-322905-0585e8e0 (2021-10-04) — Claim denial
health Complaint #TX-308171-58d28c03 (2021-03-08) — Delayed payment

Frequently Asked Questions

How many health complaints does Southern Guaranty Insurance Company have in Texas?

Southern Guaranty Insurance Company has 16 health insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common health complaint issues with Southern Guaranty Insurance Company in Texas?

The most common issues are: Claim denial (9), Delayed payment (4), Misrepresentation; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Claim Settled (1), Misrepresentation | Question of Fact; Failure to Timely Respond; Information Furnished (1), Premium or billing dispute (1).

How does Southern Guaranty Insurance Company's health record in Texas compare to other states?

Southern Guaranty Insurance Company has 16 health complaints in Texas out of 16 total health complaints nationwide. That is 100.0% of their health volume.

Where can I file a health complaint against Southern Guaranty Insurance Company in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.