SOUTHERN VANGUARD INSURANCE COMPANY — homeowners Insurance Complaints
Analysis of 158 homeowners insurance complaints filed against SOUTHERN VANGUARD INSURANCE COMPANY, based on public NAIC and state DOI data.
Key Statistics
- homeowners Complaints: 158
- Total Complaints (All Types): 159
- homeowners Share: 99.4%
- NAIC Complaint Ratio: 0.77
- AI Risk Score: 45/100
homeowners Complaint Issues
| Issue Type | Complaints | % of Total |
|---|---|---|
| Claim denial | 56 | 35.4% |
| Delayed payment | 48 | 30.4% |
| Premium or billing dispute | 13 | 8.2% |
| Policy cancellation | 8 | 5.1% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 3 | 1.9% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Information Furnished | 2 | 1.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Company Position Upheld | 1 | 0.6% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Information | 1 | 0.6% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Information Furnished | 1 | 0.6% |
| Unsatisfactory Settle/Offer | Question of Fact; Company Position Upheld; Contract Language/Legal Issue | 1 | 0.6% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Appraisal Process Invoked; Contract Language/Legal Issue; Com | 1 | 0.6% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact; Contract Language/ | 1 | 0.6% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Failure to Timely Respond; Contract Language/Legal Issue; Add | 1 | 0.6% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Company Position Upheld | 1 | 0.6% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Additional Payment Expected | 1 | 0.6% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld | 1 | 0.6% |
| Cust Service Claim Handling | Information Furnished; Question of Fact; Contract Language/Legal Issue | 1 | 0.6% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact | 1 | 0.6% |
| Refusal to Insure | Company Position Upheld; Contract Language/Legal Issue | 1 | 0.6% |
| Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Company Position Upheld | 1 | 0.6% |
| Cust Service Claim Handling; Post-Claim Underwriting | Contract Language/Legal Issue; Question of Fact | 1 | 0.6% |
| Cust Service Claim Handling; Endorsement / Rider; Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 1 | 0.6% |
| Commissions | Contract Language/Legal Issue | 1 | 0.6% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received; Question of Fact | 1 | 0.6% |
| Cust Service Claim Handling | Contract Language/Legal Issue; Company Position Upheld | 1 | 0.6% |
| Cust Service Claim Handling | Information Furnished | 1 | 0.6% |
| Unsatisfactory Settle/Offer | Question of Fact | 1 | 0.6% |
| Unsatisfactory Settle/Offer | Failure to Timely Respond; Contract Language/Legal Issue | 1 | 0.6% |
| Unsatisfactory Settle/Offer | Information Furnished; Question of Fact; Contract Language/Legal Issue | 1 | 0.6% |
| Liability Dispute; Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld | 1 | 0.6% |
| Unsatisfactory Settle/Offer | Appraisal Process Invoked; Claim Settled; Contract Language/Legal Issue | 1 | 0.6% |
| Misrepresentation | Information Furnished | 1 | 0.6% |
| Unsatisfactory Settle/Offer | 1 | 0.6% |
| Refusal to Insure | Information Furnished | 1 | 0.6% |
homeowners Complaints by State
| State | Complaints |
|---|---|
| Texas | 158 |
Recent homeowners Complaints Against SOUTHERN VANGUARD INSURANCE COMPANY
- homeowners Complaint #TX-451907-711a292a — Texas (2026-03-30)
- homeowners Complaint #TX-445448-936cd5d2 — Texas (2026-01-22)
- homeowners Complaint #TX-442892-c81defcf — Texas (2025-12-19)
- homeowners Complaint #TX-440474-b3c7b718 — Texas (2025-11-21)
- homeowners Complaint #TX-438363-b3c7b718 — Texas (2025-10-29)
- homeowners Complaint #TX-431796-c4fdc9d7 — Texas (2025-08-14)
- homeowners Complaint #TX-430262-24904f48 — Texas (2025-07-30)
- homeowners Complaint #TX-428741-954d349b — Texas (2025-07-14)
- homeowners Complaint #TX-425389-b3c7b718 — Texas (2025-06-03)
- homeowners Complaint #TX-424576-936cd5d2 — Texas (2025-05-23)
Frequently Asked Questions
How many homeowners complaints does SOUTHERN VANGUARD INSURANCE COMPANY have?
SOUTHERN VANGUARD INSURANCE COMPANY has 158 homeowners insurance complaints on file, according to NAIC and state DOI data.
What are the most common homeowners complaint issues with SOUTHERN VANGUARD INSURANCE COMPANY?
The most common homeowners complaint issues for SOUTHERN VANGUARD INSURANCE COMPANY are: Claim denial (56), Delayed payment (48), Premium or billing dispute (13), Policy cancellation (8), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (3).
Which states have the most homeowners complaints against SOUTHERN VANGUARD INSURANCE COMPANY?
The states with the most homeowners complaints against SOUTHERN VANGUARD INSURANCE COMPANY are: Texas (158).
homeowners Complaints by State
- homeowners Complaints in California
- homeowners Complaints in Texas
- homeowners Complaints in New York
- homeowners Complaints in Florida
- homeowners Complaints in Illinois
- homeowners Complaints in Pennsylvania
- homeowners Complaints in Ohio
- homeowners Complaints in Georgia
- homeowners Complaints in North Carolina
- homeowners Complaints in New Jersey
SOUTHERN VANGUARD INSURANCE COMPANY Complaints by State
- SOUTHERN VANGUARD INSURANCE COMPANY Complaints in California
- SOUTHERN VANGUARD INSURANCE COMPANY Complaints in Texas
- SOUTHERN VANGUARD INSURANCE COMPANY Complaints in New York
- SOUTHERN VANGUARD INSURANCE COMPANY Complaints in Florida
- SOUTHERN VANGUARD INSURANCE COMPANY Complaints in Illinois
- SOUTHERN VANGUARD INSURANCE COMPANY Complaints in Pennsylvania
- SOUTHERN VANGUARD INSURANCE COMPANY Complaints in Ohio
- SOUTHERN VANGUARD INSURANCE COMPANY Complaints in Georgia
- SOUTHERN VANGUARD INSURANCE COMPANY Complaints in North Carolina
- SOUTHERN VANGUARD INSURANCE COMPANY Complaints in New Jersey