Southlake Specialty Insurance Company — homeowners Complaints in Texas

Detailed analysis of 29 homeowners insurance complaints filed against Southlake Specialty Insurance Company by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 29
Total homeowners Complaints (All States): 29
Texas Share: 100.0%
AI Risk Score: 38/100

Analysis: Southlake Specialty Insurance Company homeowners in Texas

Southlake Specialty Insurance Company has accumulated 29 homeowners insurance complaints from consumers in Texas. Across all states, Southlake Specialty Insurance Company has 29 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 12 complaints. Other common issues include Claim denial (9), Premium or billing dispute (5), Cust Service Claim Handling | Question of Fact; Information Furnished (1).

The most active year was 2026 with 5 complaints filed.

Consumers in Texas who have homeowners disputes with Southlake Specialty Insurance Company can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	12	41.4%
Claim denial	9	31.0%
Premium or billing dispute	5	17.2%
Cust Service Claim Handling \| Question of Fact; Information Furnished	1	3.4%
Misrepresentation \| Question of Fact; Information Furnished	1	3.4%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue; Question of Fact	1	3.4%

Complaints by Year

2026: 5 complaints
2025: 13 complaints
2024: 8 complaints
2023: 2 complaints
2022: 1 complaints

Recent homeowners Complaints Against Southlake Specialty Insurance Company in Texas

homeowners Complaint #TX-454071-a61b8612 (2026-04-20) — Cust Service Claim Handling | Question of Fact; Information Furnished
homeowners Complaint #TX-452778-e9b3eb7f (2026-04-07) — Delayed payment
homeowners Complaint #TX-452041-e997a9ca (2026-03-31) — Delayed payment
homeowners Complaint #TX-449323-58154984 (2026-03-05) — Claim denial
homeowners Complaint #TX-447284-58154984 (2026-02-11) — Claim denial
homeowners Complaint #TX-443010-0ffceb1e (2025-12-22) — Claim denial
homeowners Complaint #TX-439563-d742d77c (2025-11-12) — Claim denial
homeowners Complaint #TX-437575-2cce91e9 (2025-10-20) — Claim denial
homeowners Complaint #TX-434315-0ffceb1e (2025-09-11) — Claim denial
homeowners Complaint #TX-432853-c25e434b (2025-08-26) — Premium or billing dispute

Frequently Asked Questions

How many homeowners complaints does Southlake Specialty Insurance Company have in Texas?

Southlake Specialty Insurance Company has 29 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with Southlake Specialty Insurance Company in Texas?

The most common issues are: Delayed payment (12), Claim denial (9), Premium or billing dispute (5), Cust Service Claim Handling | Question of Fact; Information Furnished (1), Misrepresentation | Question of Fact; Information Furnished (1).

How does Southlake Specialty Insurance Company's homeowners record in Texas compare to other states?

Southlake Specialty Insurance Company has 29 homeowners complaints in Texas out of 29 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against Southlake Specialty Insurance Company in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.