Spinnaker Specialty Insurance Company — homeowners Complaints in Texas

Detailed analysis of 10 homeowners insurance complaints filed against Spinnaker Specialty Insurance Company by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 10
Total homeowners Complaints (All States): 10
Texas Share: 100.0%
AI Risk Score: 37/100

Analysis: Spinnaker Specialty Insurance Company homeowners in Texas

Spinnaker Specialty Insurance Company has accumulated 10 homeowners insurance complaints from consumers in Texas. Across all states, Spinnaker Specialty Insurance Company has 10 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 6 complaints. Other common issues include Premium or billing dispute (2), Policy cancellation (1), Claim denial (1).

The most active year was 2026 with 1 complaint filed.

Consumers in Texas who have homeowners disputes with Spinnaker Specialty Insurance Company can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	6	60.0%
Premium or billing dispute	2	20.0%
Policy cancellation	1	10.0%
Claim denial	1	10.0%

Complaints by Year

2026: 1 complaints
2025: 8 complaints
2024: 1 complaints

Recent homeowners Complaints Against Spinnaker Specialty Insurance Company in Texas

homeowners Complaint #TX-450516-1028d119 (2026-03-17) — Delayed payment
homeowners Complaint #TX-429124-61d9daac (2025-07-17) — Policy cancellation
homeowners Complaint #TX-427793-ef870690 (2025-07-02) — Premium or billing dispute
homeowners Complaint #TX-426645-bc6c5191 (2025-06-18) — Delayed payment
homeowners Complaint #TX-423442-b318d53a (2025-05-09) — Premium or billing dispute
homeowners Complaint #TX-421804-e1a8527e (2025-04-23) — Delayed payment
homeowners Complaint #TX-419956-e1a8527e (2025-04-02) — Delayed payment
homeowners Complaint #TX-416697-74921d3e (2025-02-20) — Claim denial
homeowners Complaint #TX-412633-b54176a5 (2025-01-03) — Delayed payment
homeowners Complaint #TX-410312-7b3aebdd (2024-11-26) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does Spinnaker Specialty Insurance Company have in Texas?

Spinnaker Specialty Insurance Company has 10 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with Spinnaker Specialty Insurance Company in Texas?

The most common issues are: Delayed payment (6), Premium or billing dispute (2), Policy cancellation (1), Claim denial (1).

How does Spinnaker Specialty Insurance Company's homeowners record in Texas compare to other states?

Spinnaker Specialty Insurance Company has 10 homeowners complaints in Texas out of 10 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against Spinnaker Specialty Insurance Company in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.