SPJST — Insurance Complaint Report

SPJST: 4.93 complaint index from public DOI data

Key Metrics

Total Complaints: 13
NAIC Complaint Ratio: 4.93
AI Risk Score: 70/100
Most Recent Complaint: 2025-07-02

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for SPJST to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 13
Risk score: 70/100
Primary state spoke: SPJST complaints in Texas
Primary product spoke: SPJST health complaints
State/product drilldown: health complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 13 recent records

Product Lines

health — 12 recent records
homeowners — 1 recent records

Recurring Issue Signals

Claim denial — 2 recent records
Unsatisfactory Settle/Offer | Corrective Action Taken; Claim Settled; Information Furnished — 1 recent records
Cash Value; Unsatisfactory Settle/Offer | Company Position Upheld — 1 recent records
Delayed payment — 1 recent records
Unauthorized Acts | Information Furnished — 1 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
Texas TDI complaint indexes and policy counts
States represented in this profile: TX
Product lines represented: 3
Complaint record span: 2012-08-13 to 2025-07-02
Profile last rebuilt: 2026-05-19T15:06:13.582Z

AI Insurer Analysis

SPJST has 13 public insurance complaint records in this dataset, led by TX and health coverage.

Risk Breakdown

categories: [object Object],[object Object],[object Object]
complaintRatio: 4.93
confirmedComplaints: 3
dispositions: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintVolume: 13
states: [object Object]

Red Flags

Complaint index above average in Texas TDI policy-count data (4.93).

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2012-08-13 through 2025-07-02.

Recent Complaints Against SPJST

health Complaint #TX-427762-43909a3d — Texas (2025-07-02)
health Complaint #TX-402969-a0928e46 — Texas (2024-09-09)
health Complaint #TX-260572-50d35968 — Texas (2019-05-01)
health Complaint #TX-247168-93500ded — Texas (2019-02-13)
homeowners Complaint #TX-231301-9e4afadd — Texas (2018-09-19)
health Complaint #TX-153914-79a9603e — Texas (2016-10-03)
health Complaint #TX-149058-d773757b — Texas (2016-08-22)
health Complaint #TX-85929-43909a3d — Texas (2015-01-30)
health Complaint #TX-68300-74bc82ae — Texas (2014-07-01)
health Complaint #TX-34848-5b47ef71 — Texas (2013-08-08)