STANDARD FIRE INSURANCE COMPANY, THE — homeowners Complaints in Texas

Detailed analysis of 39 homeowners insurance complaints filed against STANDARD FIRE INSURANCE COMPANY, THE by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 39
Total homeowners Complaints (All States): 78
Texas Share: 50.0%
NAIC Complaint Ratio: 0.01
AI Risk Score: 32/100

Analysis: STANDARD FIRE INSURANCE COMPANY, THE homeowners in Texas

STANDARD FIRE INSURANCE COMPANY, THE has accumulated 39 homeowners insurance complaints from consumers in Texas. Across all states, STANDARD FIRE INSURANCE COMPANY, THE has 78 total homeowners complaints, making Texas responsible for 50.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 12 complaints. Other common issues include Claim denial (7), Premium or billing dispute (7), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Record Only; Referred To (1).

The most active year was 2026 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with STANDARD FIRE INSURANCE COMPANY, THE can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	12	30.8%
Claim denial	7	17.9%
Premium or billing dispute	7	17.9%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Record Only; Referred To	1	2.6%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled; Question of Fact; Company Position Upheld	1	2.6%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Claim Settled; Information Furnished	1	2.6%
Cust Service Claim Handling; Liability Dispute; Use Of Clue Reports \| Question of Fact; Corrective Action Taken; Company	1	2.6%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue; Company Position Upheld	1	2.6%
Other \| Information Furnished	1	2.6%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue	1	2.6%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact	1	2.6%
Cust Service Claim Handling \| No Jurisdiction	1	2.6%
Cust Service Claim Handling \| Contract Language/Legal Issue; Question of Fact	1	2.6%
Unsatisfactory Settle/Offer \| Insufficient Information	1	2.6%
Cust Service Claim Handling; Liability Dispute; Unfair Discrim-Clms Handling \| Information Furnished; Company Position U	1	2.6%
Coverage dispute	1	2.6%

Complaints by Year

2026: 2 complaints
2025: 3 complaints
2024: 4 complaints
2023: 1 complaints
2022: 1 complaints
2021: 4 complaints
2020: 1 complaints
2019: 2 complaints
2018: 2 complaints
2017: 3 complaints
2016: 4 complaints
2015: 2 complaints
2014: 1 complaints
2013: 5 complaints
2012: 4 complaints

Recent homeowners Complaints Against STANDARD FIRE INSURANCE COMPANY, THE in Texas

homeowners Complaint #TX-453428-8940269b (2026-04-14) — Delayed payment
homeowners Complaint #TX-448506-dc8a56a1 (2026-02-24) — Delayed payment
homeowners Complaint #TX-430576-dc8a56a1 (2025-08-01) — Delayed payment
homeowners Complaint #TX-430111-dc8a56a1 (2025-07-28) — Delayed payment
homeowners Complaint #TX-426864-adafc83b (2025-06-23) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Record Only; Referred To
homeowners Complaint #TX-410509-adafc83b (2024-12-02) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled; Question of Fact; Company Position Upheld
homeowners Complaint #TX-405583-adafc83b (2024-10-01) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Claim Settled; Information Furnished
homeowners Complaint #TX-393539-a5df011b (2024-05-20) — Cust Service Claim Handling; Liability Dispute; Use Of Clue Reports | Question of Fact; Corrective Action Taken; Company
homeowners Complaint #TX-387505-dc8a56a1 (2024-03-08) — Delayed payment
homeowners Complaint #TX-375181-477a86bd (2023-10-11) — Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Company Position Upheld

Frequently Asked Questions

How many homeowners complaints does STANDARD FIRE INSURANCE COMPANY, THE have in Texas?

STANDARD FIRE INSURANCE COMPANY, THE has 39 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with STANDARD FIRE INSURANCE COMPANY, THE in Texas?

The most common issues are: Delayed payment (12), Claim denial (7), Premium or billing dispute (7), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Record Only; Referred To (1), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled; Question of Fact; Company Position Upheld (1).

How does STANDARD FIRE INSURANCE COMPANY, THE's homeowners record in Texas compare to other states?

STANDARD FIRE INSURANCE COMPANY, THE has 39 homeowners complaints in Texas out of 78 total homeowners complaints nationwide. That is 50.0% of their homeowners volume.

Where can I file a homeowners complaint against STANDARD FIRE INSURANCE COMPANY, THE in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.