STILLWATER INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 50 homeowners insurance complaints filed against STILLWATER INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 50
Total homeowners Complaints (All States): 57
Texas Share: 87.7%
NAIC Complaint Ratio: 0.81
AI Risk Score: 44/100

Analysis: STILLWATER INSURANCE COMPANY homeowners in Texas

STILLWATER INSURANCE COMPANY has accumulated 50 homeowners insurance complaints from consumers in Texas. Across all states, STILLWATER INSURANCE COMPANY has 57 total homeowners complaints, making Texas responsible for 87.7% of the volume.

The most frequent complaint sub-type is Delayed payment with 29 complaints. Other common issues include Claim denial (11), Premium or billing dispute (3), Policy cancellation (3).

The most active year was 2026 with 3 complaints filed.

Consumers in Texas who have homeowners disputes with STILLWATER INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	29	58.0%
Claim denial	11	22.0%
Premium or billing dispute	3	6.0%
Policy cancellation	3	6.0%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished; Company Position Upheld	1	2.0%
Misrepresentation \| Contract Language/Legal Issue; Question of Fact	1	2.0%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Corrective Action Taken; Information Furnis	1	2.0%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished	1	2.0%

Complaints by Year

2026: 3 complaints
2025: 8 complaints
2024: 8 complaints
2023: 4 complaints
2022: 2 complaints
2021: 2 complaints
2019: 2 complaints
2018: 4 complaints
2017: 4 complaints
2016: 6 complaints
2015: 3 complaints
2014: 4 complaints

Recent homeowners Complaints Against STILLWATER INSURANCE COMPANY in Texas

homeowners Complaint #TX-453401-41f5830a (2026-04-13) — Premium or billing dispute
homeowners Complaint #TX-452162-d5964d37 (2026-04-01) — Premium or billing dispute
homeowners Complaint #TX-447693-0c9222b1 (2026-02-17) — Premium or billing dispute
homeowners Complaint #TX-441675-1b13f4fd (2025-12-08) — Delayed payment
homeowners Complaint #TX-438236-1b13f4fd (2025-10-27) — Delayed payment
homeowners Complaint #TX-430191-ee8ad0ef (2025-07-29) — Delayed payment
homeowners Complaint #TX-422076-1b13f4fd (2025-04-25) — Delayed payment
homeowners Complaint #TX-420584-99892d0c (2025-04-09) — Policy cancellation
homeowners Complaint #TX-419716-3374901d (2025-03-31) — Delayed payment
homeowners Complaint #TX-417783-ee8ad0ef (2025-03-06) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does STILLWATER INSURANCE COMPANY have in Texas?

STILLWATER INSURANCE COMPANY has 50 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with STILLWATER INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (29), Claim denial (11), Premium or billing dispute (3), Policy cancellation (3), Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Company Position Upheld (1).

How does STILLWATER INSURANCE COMPANY's homeowners record in Texas compare to other states?

STILLWATER INSURANCE COMPANY has 50 homeowners complaints in Texas out of 57 total homeowners complaints nationwide. That is 87.7% of their homeowners volume.

Where can I file a homeowners complaint against STILLWATER INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.