SureChoice Underwriters Reciprocal Exchange — homeowners Complaints in Texas

Detailed analysis of 283 homeowners insurance complaints filed against SureChoice Underwriters Reciprocal Exchange by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 283
Total homeowners Complaints (All States): 283
Texas Share: 100.0%
AI Risk Score: 53/100

Analysis: SureChoice Underwriters Reciprocal Exchange homeowners in Texas

SureChoice Underwriters Reciprocal Exchange has accumulated 283 homeowners insurance complaints from consumers in Texas. Across all states, SureChoice Underwriters Reciprocal Exchange has 283 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 126 complaints. Other common issues include Premium or billing dispute (61), Claim denial (48), Policy cancellation (12).

The most active year was 2026 with 21 complaints filed.

Consumers in Texas who have homeowners disputes with SureChoice Underwriters Reciprocal Exchange can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	126	44.5%
Premium or billing dispute	61	21.6%
Claim denial	48	17.0%
Policy cancellation	12	4.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Payment Expected	2	0.7%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	2	0.7%
Other \| Information Furnished	2	0.7%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Question of Fact; Contract Language/Legal Issue	2	0.7%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished	2	0.7%
Cust Service Claim Handling \| Question of Fact; Contract Language/Legal Issue; Information Furnished	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Quest	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact; Contract Language/Legal Issue	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Additional Monies Received; Contract L	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received; Question of Fact; Contract Langua	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Corrective Action Taken; Information Furnished; Additional Pa	1	0.4%
Cust Srvc Policy Holder Srvcs \| Question of Fact	1	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	1	0.4%
Unsatisfactory Settle/Offer \| Additional Monies Received; Additional Payment Expected; Contract Language/Legal Issue	1	0.4%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Question of Fact	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Information	1	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Corrective Action Taken	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld; Contract Language/Legal Issue	1	0.4%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Information Furnished	1	0.4%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished; Company Position Upheld	1	0.4%
Unsatisfactory Settle/Offer \| Question of Fact; Additional Payment Expected; Contract Language/Legal Issue	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Quest	1	0.4%
Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished; Contract Language/Legal Issue	1	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Claim Settled	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Information	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished; Company	1	0.4%
Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Claim Settled	1	0.4%
Unauthorized Acts; Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact; Contract Language/Legal Issue	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact	1	0.4%

Complaints by Year

2026: 21 complaints
2025: 83 complaints
2024: 102 complaints
2023: 50 complaints
2022: 26 complaints
2021: 1 complaints

Recent homeowners Complaints Against SureChoice Underwriters Reciprocal Exchange in Texas

homeowners Complaint #TX-454056-ae65d311 (2026-04-20) — Delayed payment
homeowners Complaint #TX-453086-5fdf55aa (2026-04-09) — Delayed payment
homeowners Complaint #TX-452966-5bacd2d0 (2026-04-08) — Claim denial
homeowners Complaint #TX-452551-5fdf55aa (2026-04-06) — Delayed payment
homeowners Complaint #TX-452473-150e02d1 (2026-04-03) — Premium or billing dispute
homeowners Complaint #TX-451523-8f25751a (2026-03-25) — Delayed payment
homeowners Complaint #TX-450975-b6d97c32 (2026-03-23) — Delayed payment
homeowners Complaint #TX-449872-ae65d311 (2026-03-11) — Delayed payment
homeowners Complaint #TX-449749-5fdf55aa (2026-03-10) — Delayed payment
homeowners Complaint #TX-447127-ae65d311 (2026-02-10) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does SureChoice Underwriters Reciprocal Exchange have in Texas?

SureChoice Underwriters Reciprocal Exchange has 283 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with SureChoice Underwriters Reciprocal Exchange in Texas?

The most common issues are: Delayed payment (126), Premium or billing dispute (61), Claim denial (48), Policy cancellation (12), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Payment Expected (2).

How does SureChoice Underwriters Reciprocal Exchange's homeowners record in Texas compare to other states?

SureChoice Underwriters Reciprocal Exchange has 283 homeowners complaints in Texas out of 283 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against SureChoice Underwriters Reciprocal Exchange in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.