TOPA INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 16 homeowners insurance complaints filed against TOPA INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 16
Total homeowners Complaints (All States): 16
Texas Share: 100.0%
NAIC Complaint Ratio: 0
AI Risk Score: 21/100

Analysis: TOPA INSURANCE COMPANY homeowners in Texas

TOPA INSURANCE COMPANY has accumulated 16 homeowners insurance complaints from consumers in Texas. Across all states, TOPA INSURANCE COMPANY has 16 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 7 complaints. Other common issues include Premium or billing dispute (7), Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Claim Settled; Question of Fact (1), Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Company Position Upheld (1).

The most active year was 2026 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with TOPA INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	7	43.8%
Premium or billing dispute	7	43.8%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Claim Settled; Question of Fact	1	6.3%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue; Company Position Upheld	1	6.3%

Complaints by Year

2026: 2 complaints
2025: 9 complaints
2024: 3 complaints
2022: 2 complaints

Recent homeowners Complaints Against TOPA INSURANCE COMPANY in Texas

homeowners Complaint #TX-449460-5ad94877 (2026-03-06) — Delayed payment
homeowners Complaint #TX-445688-ad748f8c (2026-01-26) — Premium or billing dispute
homeowners Complaint #TX-441021-afe5c69d (2025-12-01) — Delayed payment
homeowners Complaint #TX-440809-c6b0fd84 (2025-11-26) — Premium or billing dispute
homeowners Complaint #TX-440305-c6b0fd84 (2025-11-18) — Premium or billing dispute
homeowners Complaint #TX-438501-29c56b09 (2025-10-30) — Delayed payment
homeowners Complaint #TX-432277-369978c4 (2025-08-19) — Delayed payment
homeowners Complaint #TX-430578-e90a0a6f (2025-08-01) — Premium or billing dispute
homeowners Complaint #TX-427327-68cee13f (2025-06-26) — Premium or billing dispute
homeowners Complaint #TX-426323-575466c7 (2025-06-16) — Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Claim Settled; Question of Fact

Frequently Asked Questions

How many homeowners complaints does TOPA INSURANCE COMPANY have in Texas?

TOPA INSURANCE COMPANY has 16 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with TOPA INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (7), Premium or billing dispute (7), Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Claim Settled; Question of Fact (1), Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Company Position Upheld (1).

How does TOPA INSURANCE COMPANY's homeowners record in Texas compare to other states?

TOPA INSURANCE COMPANY has 16 homeowners complaints in Texas out of 16 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against TOPA INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.