U S LLOYDS INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 213 homeowners insurance complaints filed against U S LLOYDS INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 213
Total homeowners Complaints (All States): 213
Texas Share: 100.0%
NAIC Complaint Ratio: 0.59
AI Risk Score: 42/100

Analysis: U S LLOYDS INSURANCE COMPANY homeowners in Texas

U S LLOYDS INSURANCE COMPANY has accumulated 213 homeowners insurance complaints from consumers in Texas. Across all states, U S LLOYDS INSURANCE COMPANY has 213 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 90 complaints. Other common issues include Claim denial (57), Policy cancellation (9), Premium or billing dispute (8).

The most active year was 2026 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with U S LLOYDS INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	90	42.3%
Claim denial	57	26.8%
Policy cancellation	9	4.2%
Premium or billing dispute	8	3.8%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	3	1.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact	3	1.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished	2	0.9%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received; Qu	1	0.5%
Cust Srvc Policy Holder Srvcs; Endorsement / Rider \| Information Furnished; Contract Language/Legal Issue; Company Posit	1	0.5%
Other \| Contract Language/Legal Issue; Information Furnished; Corrective Action Taken	1	0.5%
Misrepresentation; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	0.5%
Use Of Clue Reports \| Information Furnished	1	0.5%
Unsatisfactory Settle/Offer \| Claim Settled; Information Furnished; Question of Fact	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished	1	0.5%
Post-Claim Underwriting; Unsatisfactory Settle/Offer; Use Of Clue Reports \| Company Position Upheld; Contract Language/L	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished; Claim Sett	1	0.5%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Question of Fact	1	0.5%
Cust Service Claim Handling; Liability Dispute \| Information Furnished; Question of Fact; Company Position Upheld	1	0.5%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	1	0.5%
Cust Service Claim Handling \| Contract Language/Legal Issue	1	0.5%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	0.5%
Unsatisfactory Settle/Offer; Usual And Customary \| Contract Language/Legal Issue	1	0.5%
Cust Service Claim Handling \| Question of Fact; Contract Language/Legal Issue	1	0.5%
Agent Handling; Other \| Contract Language/Legal Issue; Question of Fact	1	0.5%
Other \| Referred for Disciplinary Actn	1	0.5%
Misrepresentation \| Information Furnished; Contract Language/Legal Issue	1	0.5%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Information Furnished	1	0.5%
Unsatisfactory Settle/Offer \| Question of Fact; Claim Settled; Additional Monies Received	1	0.5%
Unsatisfactory Settle/Offer \| Claim Settled; Question of Fact; Information Furnished	1	0.5%
Unsatisfactory Settle/Offer \| Claim Settled	1	0.5%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Information Furnished; Question of Fact	1	0.5%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished	1	0.5%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact; Contract Language/Legal Issue	1	0.5%
Unsatisfactory Settle/Offer \| Information Furnished	1	0.5%
Unsatisfactory Settle/Offer \| Question of Fact; Additional Payment Expected	1	0.5%
Cust Service Claim Handling \| Question of Fact	1	0.5%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Appraisal Process Invoked	1	0.5%
Liability Dispute; Unsatisfactory Settle/Offer \| Information Furnished; Appraisal Process Invoked	1	0.5%
Unsatisfactory Settle/Offer \| Information Furnished; Claim Settled	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Information	1	0.5%
Agent Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	1	0.5%
Unsatisfactory Settle/Offer \| Question of Fact	1	0.5%
Unsatisfactory Settle/Offer \| Information Furnished; Additional Monies Received	1	0.5%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Question of Fact	1	0.5%
Liability Dispute; Unsatisfactory Settle/Offer \| Claim Settled; Information Furnished	1	0.5%
Unsatisfactory Settle/Offer \| Appraisal Process Invoked; Complainant Retained Attorney	1	0.5%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact	1	0.5%

Complaints by Year

2026: 2 complaints
2025: 6 complaints
2024: 6 complaints
2023: 19 complaints
2022: 10 complaints
2021: 15 complaints
2020: 5 complaints
2019: 14 complaints
2018: 14 complaints
2017: 31 complaints
2016: 20 complaints
2015: 19 complaints
2014: 17 complaints
2013: 17 complaints
2012: 18 complaints

Recent homeowners Complaints Against U S LLOYDS INSURANCE COMPANY in Texas

homeowners Complaint #TX-455494-c6b78b9a (2026-05-04) — Delayed payment
homeowners Complaint #TX-446551-d9205ab2 (2026-02-03) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Monies Received; Qu
homeowners Complaint #TX-441027-51800760 (2025-12-01) — Delayed payment
homeowners Complaint #TX-422061-b96058e0 (2025-04-24) — Delayed payment
homeowners Complaint #TX-421570-b6ed67b5 (2025-04-21) — Policy cancellation
homeowners Complaint #TX-418755-bc5f2501 (2025-03-18) — Claim denial
homeowners Complaint #TX-417517-51800760 (2025-03-03) — Delayed payment
homeowners Complaint #TX-413213-d204d789 (2025-01-10) — Claim denial
homeowners Complaint #TX-408149-6c02a479 (2024-10-29) — Cust Srvc Policy Holder Srvcs; Endorsement / Rider | Information Furnished; Contract Language/Legal Issue; Company Posit
homeowners Complaint #TX-402109-51800760 (2024-08-29) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does U S LLOYDS INSURANCE COMPANY have in Texas?

U S LLOYDS INSURANCE COMPANY has 213 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with U S LLOYDS INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (90), Claim denial (57), Policy cancellation (9), Premium or billing dispute (8), Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue (3).

How does U S LLOYDS INSURANCE COMPANY's homeowners record in Texas compare to other states?

U S LLOYDS INSURANCE COMPANY has 213 homeowners complaints in Texas out of 213 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against U S LLOYDS INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.