UNIFIED LIFE INSURANCE COMPANY — health Complaints in Texas

Detailed analysis of 129 health insurance complaints filed against UNIFIED LIFE INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

health Complaints in Texas: 129
Total health Complaints (All States): 129
Texas Share: 100.0%
NAIC Complaint Ratio: 1.42
AI Risk Score: 57/100

Analysis: UNIFIED LIFE INSURANCE COMPANY health in Texas

UNIFIED LIFE INSURANCE COMPANY has accumulated 129 health insurance complaints from consumers in Texas. Across all states, UNIFIED LIFE INSURANCE COMPANY has 129 total health complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 51 complaints. Other common issues include Claim denial (26), Premium or billing dispute (24), Cash Value | Information Furnished (4).

The most active year was 2025 with 2 complaints filed.

Consumers in Texas who have health disputes with UNIFIED LIFE INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

health Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	51	39.5%
Claim denial	26	20.2%
Premium or billing dispute	24	18.6%
Cash Value \| Information Furnished	4	3.1%
Unsatisfactory Settle/Offer; Usual And Customary \| Contract Language/Legal Issue	3	2.3%
Other \| Referred To; Information Furnished	1	0.8%
Cust Srvc Policy Holder Srvcs; Patient Protection Rules \| Information Furnished; Policy Not In Force	1	0.8%
Policy cancellation	1	0.8%
Misrepresentation; Summary of Benefits; Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Iss	1	0.8%
Cash Value \| Referred To; Information Furnished	1	0.8%
Misrepresentation \| Contract Language/Legal Issue; Information Furnished	1	0.8%
Agent Handling; Misrepresentation \| Information Furnished; Contract Language/Legal Issue	1	0.8%
Agent Handling \| Insufficient Information	1	0.8%
Other \| Company Position Upheld	1	0.8%
Cash Value \| Other; Insufficient Information	1	0.8%
Agent Handling; Misrepresentation \| Information Furnished	1	0.8%
Unsatisfactory Settle/Offer \| Additional Monies Received; Claim Settled	1	0.8%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	0.8%
Other; Unsatisfactory Settle/Offer \| Other; Information Furnished	1	0.8%
Coverage dispute	1	0.8%
Cash Value \| Policy Not In Force; Information Furnished	1	0.8%
Cash Value \| Policy Not In Force	1	0.8%
Unsatisfactory Settle/Offer \| Information Furnished	1	0.8%
Other \| Information Furnished	1	0.8%
Cash Value \| Insufficient Information	1	0.8%
Misrepresentation \| Information Furnished	1	0.8%

Complaints by Year

2025: 2 complaints
2024: 11 complaints
2023: 2 complaints
2022: 5 complaints
2021: 6 complaints
2020: 6 complaints
2019: 2 complaints
2018: 4 complaints
2017: 18 complaints
2016: 20 complaints
2015: 24 complaints
2014: 14 complaints
2013: 10 complaints
2012: 5 complaints

Recent health Complaints Against UNIFIED LIFE INSURANCE COMPANY in Texas

health Complaint #TX-439034-037f58bb (2025-11-05) — Delayed payment
health Complaint #TX-419060-037f58bb (2025-03-21) — Delayed payment
health Complaint #TX-408057-1b3d4119 (2024-10-28) — Delayed payment
health Complaint #TX-400308-3cea8ad1 (2024-08-09) — Other | Referred To; Information Furnished
health Complaint #TX-399065-b43e4623 (2024-07-26) — Cust Srvc Policy Holder Srvcs; Patient Protection Rules | Information Furnished; Policy Not In Force
health Complaint #TX-398629-6d7b7b95 (2024-07-22) — Claim denial
health Complaint #TX-393687-697f5104 (2024-05-22) — Premium or billing dispute
health Complaint #TX-390529-6b8f7519 (2024-04-15) — Premium or billing dispute
health Complaint #TX-389982-e264e003 (2024-03-18) — Policy cancellation
health Complaint #TX-385133-8cc18b45 (2024-02-12) — Delayed payment

Frequently Asked Questions

How many health complaints does UNIFIED LIFE INSURANCE COMPANY have in Texas?

UNIFIED LIFE INSURANCE COMPANY has 129 health insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common health complaint issues with UNIFIED LIFE INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (51), Claim denial (26), Premium or billing dispute (24), Cash Value | Information Furnished (4), Unsatisfactory Settle/Offer; Usual And Customary | Contract Language/Legal Issue (3).

How does UNIFIED LIFE INSURANCE COMPANY's health record in Texas compare to other states?

UNIFIED LIFE INSURANCE COMPANY has 129 health complaints in Texas out of 129 total health complaints nationwide. That is 100.0% of their health volume.

Where can I file a health complaint against UNIFIED LIFE INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.