UNITED FIRE LLOYDS — homeowners Complaints in Texas

Detailed analysis of 25 homeowners insurance complaints filed against UNITED FIRE LLOYDS by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 25
Total homeowners Complaints (All States): 25
Texas Share: 100.0%
NAIC Complaint Ratio: 0
AI Risk Score: 19/100

Analysis: UNITED FIRE LLOYDS homeowners in Texas

UNITED FIRE LLOYDS has accumulated 25 homeowners insurance complaints from consumers in Texas. Across all states, UNITED FIRE LLOYDS has 25 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Claim denial with 10 complaints. Other common issues include Delayed payment (7), Unsatisfactory Settle/Offer | Question of Fact; Corrective Action Taken; Additional Payment Expected (1), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Question of Fact; Contract Language/Le (1).

The most active year was 2026 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with UNITED FIRE LLOYDS can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Claim denial	10	40.0%
Delayed payment	7	28.0%
Unsatisfactory Settle/Offer \| Question of Fact; Corrective Action Taken; Additional Payment Expected	1	4.0%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact; Contract Language/Le	1	4.0%
Policy cancellation	1	4.0%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	4.0%
Cust Service Claim Handling \| Information Furnished	1	4.0%
Cust Service Claim Handling \| Information Furnished; Contract Language/Legal Issue; Question of Fact	1	4.0%
Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Insufficient Information	1	4.0%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	4.0%

Complaints by Year

2026: 2 complaints
2025: 2 complaints
2024: 1 complaints
2023: 1 complaints
2021: 1 complaints
2019: 2 complaints
2018: 3 complaints
2016: 1 complaints
2015: 5 complaints
2014: 1 complaints
2013: 3 complaints
2012: 3 complaints

Recent homeowners Complaints Against UNITED FIRE LLOYDS in Texas

homeowners Complaint #TX-451841-3e7dc2bd (2026-03-30) — Unsatisfactory Settle/Offer | Question of Fact; Corrective Action Taken; Additional Payment Expected
homeowners Complaint #TX-449835-05e6b154 (2026-03-10) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Question of Fact; Contract Language/Le
homeowners Complaint #TX-440154-9f6dcc4d (2025-11-19) — Claim denial
homeowners Complaint #TX-423170-03adda79 (2025-05-07) — Delayed payment
homeowners Complaint #TX-400932-627a2fe2 (2024-08-16) — Policy cancellation
homeowners Complaint #TX-368535-a9fed11a (2023-07-27) — Delayed payment
homeowners Complaint #TX-309405-c08a5865 (2021-03-29) — Claim denial
homeowners Complaint #TX-264863-c08a5865 (2019-07-01) — Claim denial
homeowners Complaint #TX-250600-05e6b154 (2019-02-06) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue
homeowners Complaint #TX-244456-eaf69ae2 (2018-12-14) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does UNITED FIRE LLOYDS have in Texas?

UNITED FIRE LLOYDS has 25 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with UNITED FIRE LLOYDS in Texas?

The most common issues are: Claim denial (10), Delayed payment (7), Unsatisfactory Settle/Offer | Question of Fact; Corrective Action Taken; Additional Payment Expected (1), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Question of Fact; Contract Language/Le (1), Policy cancellation (1).

How does UNITED FIRE LLOYDS's homeowners record in Texas compare to other states?

UNITED FIRE LLOYDS has 25 homeowners complaints in Texas out of 25 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against UNITED FIRE LLOYDS in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.