UNITED SPECIALTY INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 88 homeowners insurance complaints filed against UNITED SPECIALTY INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 88
Total homeowners Complaints (All States): 88
Texas Share: 100.0%
NAIC Complaint Ratio: 39.63
AI Risk Score: 76/100

Analysis: UNITED SPECIALTY INSURANCE COMPANY homeowners in Texas

UNITED SPECIALTY INSURANCE COMPANY has accumulated 88 homeowners insurance complaints from consumers in Texas. Across all states, UNITED SPECIALTY INSURANCE COMPANY has 88 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 59 complaints. Other common issues include Claim denial (11), Premium or billing dispute (8), Unsatisfactory Settle/Offer | Question of Fact (2).

The most active year was 2024 with 6 complaints filed.

Consumers in Texas who have homeowners disputes with UNITED SPECIALTY INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	59	67.0%
Claim denial	11	12.5%
Premium or billing dispute	8	9.1%
Unsatisfactory Settle/Offer \| Question of Fact	2	2.3%
Policy cancellation	1	1.1%
Unsatisfactory Settle/Offer \| Additional Monies Received; Claim Settled	1	1.1%
Claimant Fraud; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	1.1%
Other \| Information Furnished	1	1.1%
Cust Service Claim Handling \| Question of Fact; Additional Payment Expected	1	1.1%
Agent Handling \| Information Furnished	1	1.1%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Additional Monies Received; Information Furnished	1	1.1%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Question of Fact	1	1.1%

Complaints by Year

2024: 6 complaints
2023: 5 complaints
2022: 8 complaints
2021: 8 complaints
2020: 4 complaints
2019: 5 complaints
2018: 12 complaints
2017: 6 complaints
2016: 16 complaints
2015: 7 complaints
2014: 5 complaints
2013: 4 complaints
2012: 2 complaints

Recent homeowners Complaints Against UNITED SPECIALTY INSURANCE COMPANY in Texas

homeowners Complaint #TX-411041-242f65d8 (2024-12-09) — Delayed payment
homeowners Complaint #TX-401280-242f65d8 (2024-08-21) — Delayed payment
homeowners Complaint #TX-390800-db875194 (2024-04-18) — Delayed payment
homeowners Complaint #TX-390079-e1569b3b (2024-04-10) — Delayed payment
homeowners Complaint #TX-388274-37a40480 (2024-03-15) — Delayed payment
homeowners Complaint #TX-383437-0012a44f (2024-01-23) — Delayed payment
homeowners Complaint #TX-380205-37a40480 (2023-12-14) — Delayed payment
homeowners Complaint #TX-376230-0012a44f (2023-10-24) — Delayed payment
homeowners Complaint #TX-373563-37a40480 (2023-09-20) — Delayed payment
homeowners Complaint #TX-369092-db875194 (2023-08-03) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does UNITED SPECIALTY INSURANCE COMPANY have in Texas?

UNITED SPECIALTY INSURANCE COMPANY has 88 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with UNITED SPECIALTY INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (59), Claim denial (11), Premium or billing dispute (8), Unsatisfactory Settle/Offer | Question of Fact (2), Policy cancellation (1).

How does UNITED SPECIALTY INSURANCE COMPANY's homeowners record in Texas compare to other states?

UNITED SPECIALTY INSURANCE COMPANY has 88 homeowners complaints in Texas out of 88 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against UNITED SPECIALTY INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.