UNITED STATES FIRE INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 239 homeowners insurance complaints filed against UNITED STATES FIRE INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 239
Total homeowners Complaints (All States): 239
Texas Share: 100.0%
NAIC Complaint Ratio: 139.74
AI Risk Score: 84/100

Analysis: UNITED STATES FIRE INSURANCE COMPANY homeowners in Texas

UNITED STATES FIRE INSURANCE COMPANY has accumulated 239 homeowners insurance complaints from consumers in Texas. Across all states, UNITED STATES FIRE INSURANCE COMPANY has 239 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Claim denial with 114 complaints. Other common issues include Delayed payment (85), Premium or billing dispute (12), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (4).

The most active year was 2026 with 9 complaints filed.

Consumers in Texas who have homeowners disputes with UNITED STATES FIRE INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Claim denial	114	47.7%
Delayed payment	85	35.6%
Premium or billing dispute	12	5.0%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	4	1.7%
Unsatisfactory Settle/Offer \| Additional Monies Received	3	1.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	2	0.8%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue	2	0.8%
Cust Service Claim Handling \| Information Furnished; Contract Language/Legal Issue	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Additional Monies Received; Contract L	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Claim Settled; Corrective Action Taken	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Claim Settled; Additional Moni	1	0.4%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	0.4%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Additional Payment Expected	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished	1	0.4%
Unsatisfactory Settle/Offer \| Question of Fact	1	0.4%
Misrepresentation \| Contract Language/Legal Issue	1	0.4%
Policy cancellation	1	0.4%
Other \| Record Only	1	0.4%
Refusal to Insure \| Contract Language/Legal Issue	1	0.4%
Agent Handling \| Policy Not In Force	1	0.4%
Other \| Claim Settled	1	0.4%
Not Within TDI Jurisdiction \| No Jurisdiction	1	0.4%

Complaints by Year

2026: 9 complaints
2025: 14 complaints
2024: 23 complaints
2023: 34 complaints
2022: 29 complaints
2021: 26 complaints
2020: 34 complaints
2019: 15 complaints
2018: 22 complaints
2017: 8 complaints
2016: 8 complaints
2015: 1 complaints
2014: 5 complaints
2013: 6 complaints
2012: 5 complaints

Recent homeowners Complaints Against UNITED STATES FIRE INSURANCE COMPANY in Texas

homeowners Complaint #TX-454313-46c3ab81 (2026-04-22) — Delayed payment
homeowners Complaint #TX-454084-a2d8eb15 (2026-04-20) — Claim denial
homeowners Complaint #TX-452244-daeced78 (2026-04-01) — Claim denial
homeowners Complaint #TX-451669-daeced78 (2026-03-26) — Claim denial
homeowners Complaint #TX-449557-04cdfbeb (2026-03-09) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue
homeowners Complaint #TX-448653-aff93214 (2026-02-25) — Claim denial
homeowners Complaint #TX-445523-39082d40 (2026-01-22) — Delayed payment
homeowners Complaint #TX-444646-39082d40 (2026-01-13) — Delayed payment
homeowners Complaint #TX-444451-39082d40 (2026-01-12) — Delayed payment
homeowners Complaint #TX-441937-46c3ab81 (2025-12-10) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does UNITED STATES FIRE INSURANCE COMPANY have in Texas?

UNITED STATES FIRE INSURANCE COMPANY has 239 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with UNITED STATES FIRE INSURANCE COMPANY in Texas?

The most common issues are: Claim denial (114), Delayed payment (85), Premium or billing dispute (12), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (4), Unsatisfactory Settle/Offer | Additional Monies Received (3).

How does UNITED STATES FIRE INSURANCE COMPANY's homeowners record in Texas compare to other states?

UNITED STATES FIRE INSURANCE COMPANY has 239 homeowners complaints in Texas out of 239 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against UNITED STATES FIRE INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.