UNITRIN SAFEGUARD INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 113 homeowners insurance complaints filed against UNITRIN SAFEGUARD INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 113
Total homeowners Complaints (All States): 113
Texas Share: 100.0%
NAIC Complaint Ratio: 9.42
AI Risk Score: 82/100

Analysis: UNITRIN SAFEGUARD INSURANCE COMPANY homeowners in Texas

UNITRIN SAFEGUARD INSURANCE COMPANY has accumulated 113 homeowners insurance complaints from consumers in Texas. Across all states, UNITRIN SAFEGUARD INSURANCE COMPANY has 113 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 58 complaints. Other common issues include Claim denial (12), Premium or billing dispute (10), Other | Information Furnished (3).

The most active year was 2025 with 1 complaint filed.

Consumers in Texas who have homeowners disputes with UNITRIN SAFEGUARD INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	58	51.3%
Claim denial	12	10.6%
Premium or billing dispute	10	8.8%
Other \| Information Furnished	3	2.7%
Policy cancellation	3	2.7%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	3	2.7%
Unsatisfactory Settle/Offer \| Additional Monies Received	2	1.8%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	2	1.8%
Cust Service Claim Handling \| Question of Fact; Information Furnished; Contract Language/Legal Issue	1	0.9%
Unsatisfactory Settle/Offer \| Question of Fact; Additional Payment Expected	1	0.9%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Company Position Upheld	1	0.9%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Payment Expected	1	0.9%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received; Question of Fact	1	0.9%
Cust Service Claim Handling \| Claim Settled; Company Position Upheld; Additional Monies Received	1	0.9%
Cust Service Claim Handling \| Additional Monies Received; Contract Language/Legal Issue; Claim Settled	1	0.9%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Company Position Upheld; Contrac	1	0.9%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	1	0.9%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld	1	0.9%
Post-Claim Underwriting \| Question of Fact	1	0.9%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled	1	0.9%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	1	0.9%
Other \| Contract Language/Legal Issue	1	0.9%
Unsatisfactory Settle/Offer \| Company Position Upheld; Claim Settled	1	0.9%
Unsatisfactory Settle/Offer \| Information Furnished; Claim Settled	1	0.9%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	1	0.9%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received; Contract Language/Legal Issue; Cl	1	0.9%
Other \| Information Furnished; Additional Monies Received	1	0.9%
Unsatisfactory Settle/Offer \| Information Furnished	1	0.9%

Complaints by Year

2025: 1 complaints
2024: 5 complaints
2023: 8 complaints
2022: 3 complaints
2021: 9 complaints
2020: 7 complaints
2019: 16 complaints
2018: 16 complaints
2017: 12 complaints
2016: 14 complaints
2015: 5 complaints
2014: 9 complaints
2013: 6 complaints
2012: 2 complaints

Recent homeowners Complaints Against UNITRIN SAFEGUARD INSURANCE COMPANY in Texas

homeowners Complaint #TX-438803-106814b8 (2025-11-03) — Delayed payment
homeowners Complaint #TX-410426-106814b8 (2024-11-27) — Delayed payment
homeowners Complaint #TX-399735-18ea2bf8 (2024-08-05) — Other | Information Furnished
homeowners Complaint #TX-397072-c0430ff3 (2024-07-05) — Cust Service Claim Handling | Question of Fact; Information Furnished; Contract Language/Legal Issue
homeowners Complaint #TX-394438-106814b8 (2024-06-03) — Delayed payment
homeowners Complaint #TX-387777-106814b8 (2024-03-12) — Delayed payment
homeowners Complaint #TX-380475-106814b8 (2023-12-18) — Delayed payment
homeowners Complaint #TX-377984-106814b8 (2023-11-15) — Delayed payment
homeowners Complaint #TX-371402-106814b8 (2023-08-29) — Delayed payment
homeowners Complaint #TX-369170-36ab141b (2023-08-04) — Policy cancellation

Frequently Asked Questions

How many homeowners complaints does UNITRIN SAFEGUARD INSURANCE COMPANY have in Texas?

UNITRIN SAFEGUARD INSURANCE COMPANY has 113 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with UNITRIN SAFEGUARD INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (58), Claim denial (12), Premium or billing dispute (10), Other | Information Furnished (3), Policy cancellation (3).

How does UNITRIN SAFEGUARD INSURANCE COMPANY's homeowners record in Texas compare to other states?

UNITRIN SAFEGUARD INSURANCE COMPANY has 113 homeowners complaints in Texas out of 113 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against UNITRIN SAFEGUARD INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.