US Health and Life Insurance Company — health Complaints in Texas

Detailed analysis of 102 health insurance complaints filed against US Health and Life Insurance Company by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

health Complaints in Texas: 102
Total health Complaints (All States): 102
Texas Share: 100.0%
NAIC Complaint Ratio: 48
AI Risk Score: 89/100

Analysis: US Health and Life Insurance Company health in Texas

US Health and Life Insurance Company has accumulated 102 health insurance complaints from consumers in Texas. Across all states, US Health and Life Insurance Company has 102 total health complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 45 complaints. Other common issues include Claim denial (25), Policy cancellation (11), Premium or billing dispute (9).

The most active year was 2026 with 2 complaints filed.

Consumers in Texas who have health disputes with US Health and Life Insurance Company can file a complaint with the Texas Department of Insurance.

health Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	45	44.1%
Claim denial	25	24.5%
Policy cancellation	11	10.8%
Premium or billing dispute	9	8.8%
Unsatisfactory Settle/Offer \| Corrective Action Taken; Information Furnished	1	1.0%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Information Furnished	1	1.0%
Cust Srvc Policy Holder Srvcs \| Contract Language/Legal Issue; Information Furnished	1	1.0%
Cust Service Claim Handling; Maximum Out of Pocket; Unsatisfactory Settle/Offer \| Information Furnished; Corrective Acti	1	1.0%
Maternity and Newborn Care; Pediatric Care; Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal	1	1.0%
Cust Service Claim Handling; Maximum Out of Pocket \| Contract Language/Legal Issue; Information Furnished	1	1.0%
Material Change To Contract \| Information Furnished; Referred To; Company Position Upheld	1	1.0%
Cust Service Claim Handling; Maximum Out of Pocket \| Claim Settled; Corrective Action Taken; Information Furnished	1	1.0%
Cust Service Claim Handling; Maximum Out of Pocket; Unsatisfactory Settle/Offer \| Additional Payment Expected; Correctiv	1	1.0%
Access to Care \| Information Furnished; Contract Language/Legal Issue	1	1.0%
Provider or network dispute	1	1.0%
Unauthorized Acts \| Policy Not In Force; Information Furnished	1	1.0%

Complaints by Year

2026: 2 complaints
2025: 8 complaints
2024: 42 complaints
2023: 49 complaints
2016: 1 complaints

Recent health Complaints Against US Health and Life Insurance Company in Texas

health Complaint #TX-449683-ed9591f6 (2026-03-05) — Claim denial
health Complaint #TX-445213-f357b5de (2026-01-20) — Claim denial
health Complaint #TX-433409-ed9591f6 (2025-09-02) — Claim denial
health Complaint #TX-422500-9337838f (2025-04-30) — Claim denial
health Complaint #TX-421883-9192cc26 (2025-04-23) — Claim denial
health Complaint #TX-419343-ca1efabb (2025-03-26) — Claim denial
health Complaint #TX-418736-2e1e1af9 (2025-03-18) — Claim denial
health Complaint #TX-418608-9337838f (2025-03-17) — Claim denial
health Complaint #TX-417842-ed2f5bb9 (2025-03-06) — Delayed payment
health Complaint #TX-414777-1234b03b (2025-01-29) — Claim denial

Frequently Asked Questions

How many health complaints does US Health and Life Insurance Company have in Texas?

US Health and Life Insurance Company has 102 health insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common health complaint issues with US Health and Life Insurance Company in Texas?

The most common issues are: Delayed payment (45), Claim denial (25), Policy cancellation (11), Premium or billing dispute (9), Unsatisfactory Settle/Offer | Corrective Action Taken; Information Furnished (1).

How does US Health and Life Insurance Company's health record in Texas compare to other states?

US Health and Life Insurance Company has 102 health complaints in Texas out of 102 total health complaints nationwide. That is 100.0% of their health volume.

Where can I file a health complaint against US Health and Life Insurance Company in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.