USA SPECIALTY INSURANCE, LLC — homeowners Complaints in Texas

Detailed analysis of 12 homeowners insurance complaints filed against USA SPECIALTY INSURANCE, LLC by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 12
Total homeowners Complaints (All States): 12
Texas Share: 100.0%
AI Risk Score: 45/100

Analysis: USA SPECIALTY INSURANCE, LLC homeowners in Texas

USA SPECIALTY INSURANCE, LLC has accumulated 12 homeowners insurance complaints from consumers in Texas. Across all states, USA SPECIALTY INSURANCE, LLC has 12 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 6 complaints. Other common issues include Premium or billing dispute (3), Cust Service Claim Handling | Agent 1st warning; Failure to Timely Respond (1), Commissions | Information Furnished; Question of Fact (1).

The most active year was 2026 with 3 complaints filed.

Consumers in Texas who have homeowners disputes with USA SPECIALTY INSURANCE, LLC can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	6	50.0%
Premium or billing dispute	3	25.0%
Cust Service Claim Handling \| Agent 1st warning; Failure to Timely Respond	1	8.3%
Commissions \| Information Furnished; Question of Fact	1	8.3%
Misrepresentation \| Contract Language/Legal Issue; Question of Fact	1	8.3%

Complaints by Year

2026: 3 complaints
2025: 2 complaints
2024: 1 complaints
2023: 3 complaints
2021: 1 complaints
2020: 1 complaints
2019: 1 complaints

Recent homeowners Complaints Against USA SPECIALTY INSURANCE, LLC in Texas

homeowners Complaint #TX-450230-88296969 (2026-03-13) — Cust Service Claim Handling | Agent 1st warning; Failure to Timely Respond
homeowners Complaint #TX-449278-5064644c (2026-03-04) — Delayed payment
homeowners Complaint #TX-446025-5064644c (2026-01-28) — Delayed payment
homeowners Complaint #TX-438662-a261cd3f (2025-11-03) — Premium or billing dispute
homeowners Complaint #TX-413887-4eaa1eb9 (2025-01-21) — Delayed payment
homeowners Complaint #TX-388083-7db8c51c (2024-03-15) — Premium or billing dispute
homeowners Complaint #TX-378993-fa94b6fe (2023-11-30) — Delayed payment
homeowners Complaint #TX-372550-a79453e2 (2023-09-11) — Delayed payment
homeowners Complaint #TX-368060-4cfaccf4 (2023-07-24) — Delayed payment
homeowners Complaint #TX-307970-a4af02bc (2021-03-05) — Commissions | Information Furnished; Question of Fact

Frequently Asked Questions

How many homeowners complaints does USA SPECIALTY INSURANCE, LLC have in Texas?

USA SPECIALTY INSURANCE, LLC has 12 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with USA SPECIALTY INSURANCE, LLC in Texas?

The most common issues are: Delayed payment (6), Premium or billing dispute (3), Cust Service Claim Handling | Agent 1st warning; Failure to Timely Respond (1), Commissions | Information Furnished; Question of Fact (1), Misrepresentation | Contract Language/Legal Issue; Question of Fact (1).

How does USA SPECIALTY INSURANCE, LLC's homeowners record in Texas compare to other states?

USA SPECIALTY INSURANCE, LLC has 12 homeowners complaints in Texas out of 12 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against USA SPECIALTY INSURANCE, LLC in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.