VALADEZ, MICHAEL DANIEL — Insurance Complaint Report

VALADEZ, MICHAEL DANIEL: 4 public complaints from public DOI data

Key Metrics

Total Complaints: 4
AI Risk Score: 42/100
Most Recent Complaint: 2018-09-13

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for VALADEZ, MICHAEL DANIEL to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 4
Risk score: 42/100
Primary state spoke: VALADEZ, MICHAEL DANIEL complaints in Texas
Primary product spoke: VALADEZ, MICHAEL DANIEL homeowners complaints
State/product drilldown: homeowners complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 4 recent records

Product Lines

homeowners — 4 recent records

Recurring Issue Signals

Conversion | Referred for Disciplinary Actn — 2 recent records
Conversion; Unauthorized Acts | Referred for Disciplinary Actn; Opened/Linked to Case File — 1 recent records
Agent Handling | Failure to Timely Respond — 1 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
States represented in this profile: TX
Product lines represented: 1
Complaint record span: 2015-07-24 to 2018-09-13
Profile last rebuilt: 2026-05-19T15:06:48.370Z

AI Insurer Analysis

VALADEZ, MICHAEL DANIEL has 4 public insurance complaint records in this dataset, led by TX and homeowners coverage.

Risk Breakdown

categories: [object Object]
complaintRatio: null
confirmedComplaints: 4
dispositions: [object Object],[object Object],[object Object]
complaintVolume: 4
states: [object Object]

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2015-07-24 through 2018-09-13.

Recent Complaints Against VALADEZ, MICHAEL DANIEL

homeowners Complaint #TX-227743-3335b848 — Texas (2018-09-13)
homeowners Complaint #TX-227723-3335b848 — Texas (2018-09-13)
homeowners Complaint #TX-227162-f6858ffc — Texas (2018-09-11)
homeowners Complaint #TX-104036-87f7e30e — Texas (2015-07-24)

VALADEZ, MICHAEL DANIEL Complaints by State

VALADEZ, MICHAEL DANIEL in Texas — 4 complaints

VALADEZ, MICHAEL DANIEL Complaints by Coverage Type

VALADEZ, MICHAEL DANIEL homeowners Complaints — 4 complaints