YOUNG AMERICA INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 91 homeowners insurance complaints filed against YOUNG AMERICA INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 91
Total homeowners Complaints (All States): 91
Texas Share: 100.0%
NAIC Complaint Ratio: 0.25
AI Risk Score: 37/100

Analysis: YOUNG AMERICA INSURANCE COMPANY homeowners in Texas

YOUNG AMERICA INSURANCE COMPANY has accumulated 91 homeowners insurance complaints from consumers in Texas. Across all states, YOUNG AMERICA INSURANCE COMPANY has 91 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 57 complaints. Other common issues include Claim denial (10), Premium or billing dispute (5), Unsatisfactory Settle/Offer | No Jurisdiction (2).

The most active year was 2026 with 6 complaints filed.

Consumers in Texas who have homeowners disputes with YOUNG AMERICA INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	57	62.6%
Claim denial	10	11.0%
Premium or billing dispute	5	5.5%
Unsatisfactory Settle/Offer \| No Jurisdiction	2	2.2%
Policy cancellation	2	2.2%
Unsatisfactory Settle/Offer \| Claim Settled	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact	1	1.1%
Liability Dispute \| Question of Fact	1	1.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	1.1%
Cust Service Claim Handling; Liability Dispute; Unsatisfactory Settle/Offer \| Question of Fact	1	1.1%
Liability Dispute \| Contract Language/Legal Issue; Question of Fact	1	1.1%
Liability Dispute; Unauthorized Acts \| Question of Fact; Information Furnished	1	1.1%
Not Within TDI Jurisdiction \| No Jurisdiction	1	1.1%
Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Information Furnished	1	1.1%
Liability Dispute \| Information Furnished; Question of Fact	1	1.1%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Information Furnished	1	1.1%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue; Other	1	1.1%
Closed-Lack Of Info Cmplainant \| Insufficient Information	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received	1	1.1%

Complaints by Year

2026: 6 complaints
2025: 3 complaints
2024: 2 complaints
2023: 1 complaints
2021: 1 complaints
2019: 5 complaints
2018: 6 complaints
2017: 9 complaints
2016: 25 complaints
2015: 8 complaints
2014: 8 complaints
2013: 11 complaints
2012: 6 complaints

Recent homeowners Complaints Against YOUNG AMERICA INSURANCE COMPANY in Texas

homeowners Complaint #TX-454590-b3583fb6 (2026-04-24) — Delayed payment
homeowners Complaint #TX-454386-b3583fb6 (2026-04-22) — Delayed payment
homeowners Complaint #TX-451768-b3583fb6 (2026-03-27) — Delayed payment
homeowners Complaint #TX-449008-4bbb11cd (2026-03-02) — Delayed payment
homeowners Complaint #TX-447869-246e4efe (2026-02-17) — Delayed payment
homeowners Complaint #TX-446990-ad76e446 (2026-02-09) — Claim denial
homeowners Complaint #TX-442815-4bbb11cd (2025-12-19) — Delayed payment
homeowners Complaint #TX-442030-b3583fb6 (2025-12-10) — Delayed payment
homeowners Complaint #TX-437830-b3583fb6 (2025-10-22) — Delayed payment
homeowners Complaint #TX-408201-1e500b54 (2024-10-29) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does YOUNG AMERICA INSURANCE COMPANY have in Texas?

YOUNG AMERICA INSURANCE COMPANY has 91 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with YOUNG AMERICA INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (57), Claim denial (10), Premium or billing dispute (5), Unsatisfactory Settle/Offer | No Jurisdiction (2), Policy cancellation (2).

How does YOUNG AMERICA INSURANCE COMPANY's homeowners record in Texas compare to other states?

YOUNG AMERICA INSURANCE COMPANY has 91 homeowners complaints in Texas out of 91 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against YOUNG AMERICA INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.