AMGUARD INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 345 homeowners insurance complaints filed against AMGUARD INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 345
Total homeowners Complaints (All States): 401
Texas Share: 86.0%
NAIC Complaint Ratio: 5.86
AI Risk Score: 81/100

Analysis: AMGUARD INSURANCE COMPANY homeowners in Texas

AMGUARD INSURANCE COMPANY has accumulated 345 homeowners insurance complaints from consumers in Texas. Across all states, AMGUARD INSURANCE COMPANY has 401 total homeowners complaints, making Texas responsible for 86.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 215 complaints. Other common issues include Claim denial (54), Premium or billing dispute (19), Policy cancellation (7).

The most active year was 2026 with 5 complaints filed.

Consumers in Texas who have homeowners disputes with AMGUARD INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	215	62.3%
Claim denial	54	15.7%
Premium or billing dispute	19	5.5%
Policy cancellation	7	2.0%
Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld; Contract Language/Legal Issue	3	0.9%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Question of Fact	2	0.6%
Unsatisfactory Settle/Offer \| Question of Fact; Company Position Upheld; Contract Language/Legal Issue	2	0.6%
Unsatisfactory Settle/Offer \| Additional Monies Received	2	0.6%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	2	0.6%
Unsatisfactory Settle/Offer \| Question of Fact	2	0.6%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact	2	0.6%
Unsatisfactory Settle/Offer \| Additional Monies Received; Contract Language/Legal Issue; Question of Fact	1	0.3%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue; Claim Settled	1	0.3%
Cust Srvc Policy Holder Srvcs \| Contract Language/Legal Issue; Question of Fact	1	0.3%
Cust Service Claim Handling \| Company Position Upheld; Claim Settled; Contract Language/Legal Issue	1	0.3%
Other \| Claim Settled; Information Furnished	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Contract Language/	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Claim Settle	1	0.3%
Cust Srvc Policy Holder Srvcs; Unsatisfactory Settle/Offer \| Additional Monies Received; Contract Language/Legal Issue	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received; Question of Fact; Company Positio	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Company Posi	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Claim	1	0.3%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished; Company Position Upheld	1	0.3%
Endorsement / Rider \| Contract Language/Legal Issue; Information Furnished	1	0.3%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Additional Monies Received; Question of Fact	1	0.3%
Cust Service Claim Handling \| Contract Language/Legal Issue; Company Position Upheld; Information Furnished	1	0.3%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Information Furnished	1	0.3%
Unsatisfactory Settle/Offer \| Information Furnished; Additional Monies Received; Claim Settled	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Additional P	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Information	1	0.3%
Cust Service Claim Handling \| Question of Fact; Additional Monies Received	1	0.3%
Unsatisfactory Settle/Offer \| Question of Fact; Claim Settled; Additional Monies Received	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Corrective Action Taken; Claim Settled	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received; Contract Language/Legal Issue; Qu	1	0.3%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Additional Monies Received	1	0.3%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished	1	0.3%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received; Question of Fact	1	0.3%
Cust Service Claim Handling \| Question of Fact	1	0.3%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Additional Monies Received	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Payment Expected; Q	1	0.3%
Cust Service Claim Handling \| Additional Payment Expected; Question of Fact	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Additional Monies Received; Contract Langua	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	0.3%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact	1	0.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	1	0.3%

Complaints by Year

2026: 5 complaints
2025: 12 complaints
2024: 29 complaints
2023: 40 complaints
2022: 50 complaints
2021: 123 complaints
2020: 49 complaints
2019: 21 complaints
2018: 10 complaints
2017: 4 complaints
2016: 1 complaints
2012: 1 complaints

Recent homeowners Complaints Against AMGUARD INSURANCE COMPANY in Texas

homeowners Complaint #TX-453269-2f8013d1 (2026-04-13) — Delayed payment
homeowners Complaint #TX-451847-9fcbe4ba (2026-03-30) — Delayed payment
homeowners Complaint #TX-451835-2cecdb0a (2026-03-30) — Claim denial
homeowners Complaint #TX-449221-f06d7b48 (2026-03-04) — Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Question of Fact
homeowners Complaint #TX-447253-eb6c6db9 (2026-02-10) — Claim denial
homeowners Complaint #TX-441085-97e61d8a (2025-12-02) — Claim denial
homeowners Complaint #TX-440570-8acd3ac3 (2025-11-24) — Premium or billing dispute
homeowners Complaint #TX-440484-f06d7b48 (2025-11-21) — Unsatisfactory Settle/Offer | Additional Monies Received; Contract Language/Legal Issue; Question of Fact
homeowners Complaint #TX-433041-56dc5d17 (2025-08-27) — Claim denial
homeowners Complaint #TX-430497-f06d7b48 (2025-07-31) — Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Claim Settled

Frequently Asked Questions

How many homeowners complaints does AMGUARD INSURANCE COMPANY have in Texas?

AMGUARD INSURANCE COMPANY has 345 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with AMGUARD INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (215), Claim denial (54), Premium or billing dispute (19), Policy cancellation (7), Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Contract Language/Legal Issue (3).

How does AMGUARD INSURANCE COMPANY's homeowners record in Texas compare to other states?

AMGUARD INSURANCE COMPANY has 345 homeowners complaints in Texas out of 401 total homeowners complaints nationwide. That is 86.0% of their homeowners volume.

Where can I file a homeowners complaint against AMGUARD INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.