GERMANIA FARM MUTUAL INSURANCE ASSOCIATION — homeowners Complaints in Texas

Detailed analysis of 484 homeowners insurance complaints filed against GERMANIA FARM MUTUAL INSURANCE ASSOCIATION by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 484
Total homeowners Complaints (All States): 484
Texas Share: 100.0%
NAIC Complaint Ratio: 0.53
AI Risk Score: 47/100

Analysis: GERMANIA FARM MUTUAL INSURANCE ASSOCIATION homeowners in Texas

GERMANIA FARM MUTUAL INSURANCE ASSOCIATION has accumulated 484 homeowners insurance complaints from consumers in Texas. Across all states, GERMANIA FARM MUTUAL INSURANCE ASSOCIATION has 484 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 176 complaints. Other common issues include Claim denial (103), Premium or billing dispute (47), Policy cancellation (20).

The most active year was 2026 with 11 complaints filed.

Consumers in Texas who have homeowners disputes with GERMANIA FARM MUTUAL INSURANCE ASSOCIATION can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	176	36.4%
Claim denial	103	21.3%
Premium or billing dispute	47	9.7%
Policy cancellation	20	4.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	8	1.7%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	4	0.8%
Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished	3	0.6%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue	3	0.6%
Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Contract Language/Legal Issue	2	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Additional P	2	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld; Contract Language/Legal Issue	2	0.4%
Unsatisfactory Settle/Offer \| Question of Fact; Additional Monies Received; Contract Language/Legal Issue	2	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Information Furnished	2	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact; Company Position Upheld	2	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue	2	0.4%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Information Furnished	2	0.4%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	2	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	2	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received	2	0.4%
Cust Service Claim Handling \| Information Furnished	2	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Corrective Action Taken; Additional Monies Received	2	0.4%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished	2	0.4%
Unsatisfactory Settle/Offer \| Company Position Upheld	2	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished	1	0.2%
Cust Service Claim Handling \| Question of Fact	1	0.2%
Cust Service Claim Handling; Post-Claim Underwriting \| Question of Fact; Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Information Furnis	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled; Company Position Upheld	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Claim Settled; Contract Language/Legal	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue; I	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled; Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling \| Company Position Upheld; Contract Language/Legal Issue; Additional Payment Expected	1	0.2%
Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished	1	0.2%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Additional Monies Received	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Claim Settled; Company Position Upheld	1	0.2%
Misrepresentation; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Additional Payment Exp	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Company Position Upheld	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Company Posi	1	0.2%
Cust Service Claim Handling; Policy Exclusion; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional M	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Appraisal Pr	1	0.2%
Cust Srvc Policy Holder Srvcs; Use Of Clue Reports \| Information Furnished; Company Position Upheld; Contract Language/L	1	0.2%
Use Of Clue Reports \| Information Furnished; Question of Fact	1	0.2%
Unsatisfactory Settle/Offer \| Information Furnished; Record Only	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Additional Payment Expected; Correctiv	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Additional P	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished	1	0.2%
Unsatisfactory Settle/Offer \| Information Furnished; Additional Monies Received; Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Additional Payment	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Question of Fact; Contract Langu	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received; Question of Fact	1	0.2%
Unsatisfactory Settle/Offer \| Company Position Upheld; Additional Monies Received; Contract Language/Legal Issue	1	0.2%
Other \| Company Position Upheld; Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Appraisal Process Invoked; Information Furnished	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Company Position Upheld	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished; Company Position Upheld	1	0.2%
Liability Dispute \| Question of Fact; Additional Payment Expected	1	0.2%
Cust Service Claim Handling \| Company Position Upheld; Contract Language/Legal Issue; Information Furnished	1	0.2%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue; Additional Payment Expected	1	0.2%
Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Claim Settled	1	0.2%
Unsatisfactory Settle/Offer \| Additional Monies Received; Claim Settled	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Corrective Action Taken; Claim Settled; Contract Language/Leg	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished; Contract Lang	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld; Contract Lang	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Additional Payment Expected	1	0.2%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue; Claim Settled	1	0.2%
Endorsement / Rider \| Contract Language/Legal Issue	1	0.2%
Unsatisfactory Settle/Offer \| Failure to Timely Respond; Company Position Upheld	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Information	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Question of Fact	1	0.2%
Cust Service Claim Handling \| Information Furnished; Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Corrective A	1	0.2%
Unsatisfactory Settle/Offer \| Information Furnished	1	0.2%
Cust Service Claim Handling; Use Of Clue Reports \| Question of Fact; Information Furnished	1	0.2%
Cust Service Claim Handling \| Question of Fact; Information Furnished	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Quest	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Quest	1	0.2%
Use of Credit Reports \| Information Furnished	1	0.2%
Other \| Contract Language/Legal Issue; Company Position Upheld	1	0.2%
Unsatisfactory Settle/Offer \| Question of Fact	1	0.2%
Post-Claim Underwriting \| Contract Language/Legal Issue	1	0.2%
Unsatisfactory Settle/Offer; Usual And Customary \| Additional Monies Received; Question of Fact	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Appraisal Process Invoked; Contract Language/Legal Issue	1	0.2%
Other \| Contract Language/Legal Issue	1	0.2%
Unsatisfactory Settle/Offer \| Claim Settled	1	0.2%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact; Additional Monies Received	1	0.2%
Refusal to Insure \| Contract Language/Legal Issue	1	0.2%
Endorsement / Rider; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	0.2%
Unsatisfactory Settle/Offer \| Claim Settled; Additional Payment Expected; Information Furnished	1	0.2%
Other \| Information Furnished	1	0.2%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished; Additional Monies Received	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld; Question of F	1	0.2%
Coverage dispute	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	1	0.2%
Cust Service Claim Handling \| Claim Settled; Additional Monies Received; Additional Payment Expected	1	0.2%
Unsatisfactory Settle/Offer \| Claim Settled; Additional Monies Received	1	0.2%
Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished; Question of Fact	1	0.2%
Unsatisfactory Settle/Offer \| Additional Monies Received; Question of Fact	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	1	0.2%
Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld; Question of Fact	1	0.2%
Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished; Question of Fact	1	0.2%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Complainant Retained Attorney	1	0.2%
Not Within TDI Jurisdiction \| Company Position Upheld; Information Furnished	1	0.2%
Unsatisfactory Settle/Offer \| Additional Monies Received; Question of Fact; Information Furnished	1	0.2%
Refusal to Insure; Use Of Clue Reports \| Information Furnished; Company Position Upheld	1	0.2%
Unsatisfactory Settle/Offer \| Question of Fact; Company Position Upheld; Information Furnished	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld	1	0.2%
Use of Credit Reports \| Information Furnished; Company Position Upheld	1	0.2%
Refusal to Insure \| Company Position Upheld; Information Furnished	1	0.2%

Complaints by Year

2026: 11 complaints
2025: 49 complaints
2024: 64 complaints
2023: 58 complaints
2022: 36 complaints
2021: 32 complaints
2020: 17 complaints
2019: 21 complaints
2018: 18 complaints
2017: 25 complaints
2016: 25 complaints
2015: 29 complaints
2014: 29 complaints
2013: 35 complaints
2012: 35 complaints

Recent homeowners Complaints Against GERMANIA FARM MUTUAL INSURANCE ASSOCIATION in Texas

homeowners Complaint #TX-454207-d451c843 (2026-04-21) — Delayed payment
homeowners Complaint #TX-450962-8f5d9de2 (2026-03-23) — Claim denial
homeowners Complaint #TX-450578-d9299e7d (2026-03-18) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished
homeowners Complaint #TX-450280-77c8a7cb (2026-03-16) — Cust Service Claim Handling | Question of Fact
homeowners Complaint #TX-449404-b897bf12 (2026-03-05) — Cust Service Claim Handling; Post-Claim Underwriting | Question of Fact; Contract Language/Legal Issue
homeowners Complaint #TX-449063-d7c90cc8 (2026-03-03) — Claim denial
homeowners Complaint #TX-448094-d9299e7d (2026-02-19) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact; Information Furnis
homeowners Complaint #TX-449987-13d9ea75 (2026-02-02) — Delayed payment
homeowners Complaint #TX-444792-c478b8c7 (2026-01-14) — Delayed payment
homeowners Complaint #TX-444622-fa6bc465 (2026-01-13) — Premium or billing dispute

Frequently Asked Questions

How many homeowners complaints does GERMANIA FARM MUTUAL INSURANCE ASSOCIATION have in Texas?

GERMANIA FARM MUTUAL INSURANCE ASSOCIATION has 484 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with GERMANIA FARM MUTUAL INSURANCE ASSOCIATION in Texas?

The most common issues are: Delayed payment (176), Claim denial (103), Premium or billing dispute (47), Policy cancellation (20), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (8).

How does GERMANIA FARM MUTUAL INSURANCE ASSOCIATION's homeowners record in Texas compare to other states?

GERMANIA FARM MUTUAL INSURANCE ASSOCIATION has 484 homeowners complaints in Texas out of 484 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against GERMANIA FARM MUTUAL INSURANCE ASSOCIATION in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.