HOMEOWNERS OF AMERICA INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 476 homeowners insurance complaints filed against HOMEOWNERS OF AMERICA INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 476
Total homeowners Complaints (All States): 476
Texas Share: 100.0%
AI Risk Score: 53/100

Analysis: HOMEOWNERS OF AMERICA INSURANCE COMPANY homeowners in Texas

HOMEOWNERS OF AMERICA INSURANCE COMPANY has accumulated 476 homeowners insurance complaints from consumers in Texas. Across all states, HOMEOWNERS OF AMERICA INSURANCE COMPANY has 476 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 198 complaints. Other common issues include Claim denial (85), Premium or billing dispute (64), Policy cancellation (21).

The most active year was 2026 with 12 complaints filed.

Consumers in Texas who have homeowners disputes with HOMEOWNERS OF AMERICA INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	198	41.6%
Claim denial	85	17.9%
Premium or billing dispute	64	13.4%
Policy cancellation	21	4.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	4	0.8%
Unsatisfactory Settle/Offer \| Question of Fact	4	0.8%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	2	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue	2	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Information Furnished	2	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld	2	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact	2	0.4%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	2	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Quest	2	0.4%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue	2	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	2	0.4%
Unsatisfactory Settle/Offer \| Information Furnished	2	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished	2	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Quest	1	0.2%
Cust Srvc Policy Holder Srvcs \| Contract Language/Legal Issue; Company Position Upheld	1	0.2%
Unsatisfactory Settle/Offer \| Corrective Action Taken; Claim Settled; Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue	1	0.2%
Unsatisfactory Settle/Offer \| Question of Fact; Company Position Upheld; Information Furnished	1	0.2%
Cust Srvc Policy Holder Srvcs \| Information Furnished; Corrective Action Taken; Additional Payment Expected	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Payment Expected; Q	1	0.2%
Cust Service Claim Handling; Cust Srvc Policy Holder Srvcs; Notice Requirements; Unsatisfactory Settle/Offer \| Question	1	0.2%
Cust Service Claim Handling \| Question of Fact; Information Furnished; Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Claim Settled; Corrective Action Taken	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Corrective Action Taken; Claim Settled	1	0.2%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue; Appraisal Process Invoked	1	0.2%
Other \| Question of Fact; Information Furnished	1	0.2%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Question of Fact; Contract Language/Legal Issue	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received; Information Furnished	1	0.2%
Cust Srvc Policy Holder Srvcs \| Information Furnished	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Payment Expected; Question of Fact	1	0.2%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue; Appraisal Process Invoked	1	0.2%
Unsatisfactory Settle/Offer \| Question of Fact; Claim Settled; Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling \| Information Furnished; Contract Language/Legal Issue	1	0.2%
Unsatisfactory Settle/Offer \| Information Furnished; Additional Payment Expected; Appraisal Process Invoked	1	0.2%
Cust Service Claim Handling \| Contract Language/Legal Issue; Information Furnished; Question of Fact	1	0.2%
Cust Service Claim Handling \| Additional Payment Expected; Appraisal Process Invoked; Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Claim Settled	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished; Additional Payment Expected	1	0.2%
Cust Service Claim Handling \| Company Position Upheld; Contract Language/Legal Issue; Information Furnished	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received; Additional Payment Expected; Info	1	0.2%
Misrepresentation \| Question of Fact; Contract Language/Legal Issue	1	0.2%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Company Position Upheld	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished	1	0.2%
Unsatisfactory Settle/Offer; Usual And Customary \| Information Furnished; Company Position Upheld; Contract Language/Leg	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld; Contract Lang	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Company Posi	1	0.2%
Unsatisfactory Settle/Offer \| Question of Fact; Company Position Upheld	1	0.2%
Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact	1	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Appraisal Process Invoked; Question of Fact	1	0.2%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Question of Fact	1	0.2%
Unsatisfactory Settle/Offer \| Question of Fact; Appraisal Process Invoked	1	0.2%
Unsatisfactory Settle/Offer \| Question of Fact; Additional Payment Expected; Appraisal Process Invoked	1	0.2%
Misrepresentation \| Information Furnished; Question of Fact; Contract Language/Legal Issue	1	0.2%
Misrepresentation \| Referred for Disciplinary Actn; Corrective Action Taken; Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling \| Company Position Upheld; Additional Monies Received	1	0.2%
Unsatisfactory Settle/Offer \| Additional Payment Expected	1	0.2%
Unsatisfactory Settle/Offer \| Additional Monies Received	1	0.2%
Unsatisfactory Settle/Offer \| Additional Monies Received; Additional Payment Expected	1	0.2%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Question of Fact	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received	1	0.2%
Unsatisfactory Settle/Offer \| Complaint Withdrawn	1	0.2%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled	1	0.2%
Unsatisfactory Settle/Offer \| Claim Settled; Information Furnished; Question of Fact	1	0.2%
Unsatisfactory Settle/Offer \| Claim Settled	1	0.2%
Commissions; Cust Service Claim Handling \| Corrective Action Taken	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Insufficient Information; Question of Fact	1	0.2%
Cust Service Claim Handling \| Information Furnished	1	0.2%
Unsatisfactory Settle/Offer \| Question of Fact; Additional Monies Received; Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling; Other \| Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling \| Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling \| Contract Language/Legal Issue; Information Furnished	1	0.2%
Endorsement / Rider \| Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact	1	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	1	0.2%
Cust Service Claim Handling; Endorsement / Rider; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	0.2%
Endorsement / Rider; Refusal to Insure \| Contract Language/Legal Issue	1	0.2%
Cust Service Claim Handling \| Claim Settled	1	0.2%
Cust Service Claim Handling \| Additional Payment Expected; Information Furnished	1	0.2%
Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished; Corrective Action Taken	1	0.2%
Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld	1	0.2%
Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished	1	0.2%
Unfair Discrim-Clms Handling; Unsatisfactory Settle/Offer \| Additional Monies Received; Claim Settled	1	0.2%
Agent Handling \| Corrective Action Taken; Information Furnished	1	0.2%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished	1	0.2%
Assignment of Benefits; Claimant Fraud \| Information Furnished; Company Position Upheld	1	0.2%
Other \| Insufficient Information	1	0.2%
Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished	1	0.2%
Post-Claim Underwriting \| Information Furnished	1	0.2%

Complaints by Year

2026: 12 complaints
2025: 45 complaints
2024: 54 complaints
2023: 70 complaints
2022: 44 complaints
2021: 60 complaints
2020: 23 complaints
2019: 25 complaints
2018: 21 complaints
2017: 29 complaints
2016: 28 complaints
2015: 16 complaints
2014: 15 complaints
2013: 23 complaints
2012: 11 complaints

Recent homeowners Complaints Against HOMEOWNERS OF AMERICA INSURANCE COMPANY in Texas

homeowners Complaint #TX-454272-18af5f4b (2026-04-21) — Premium or billing dispute
homeowners Complaint #TX-453503-1bfd6bf1 (2026-04-14) — Claim denial
homeowners Complaint #TX-451422-526903f3 (2026-03-25) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Quest
homeowners Complaint #TX-450826-f8c97f7b (2026-03-20) — Delayed payment
homeowners Complaint #TX-450624-a69a6b9a (2026-03-18) — Premium or billing dispute
homeowners Complaint #TX-450228-231ef16b (2026-03-13) — Delayed payment
homeowners Complaint #TX-447668-c4a2ccad (2026-02-17) — Premium or billing dispute
homeowners Complaint #TX-447327-526903f3 (2026-02-11) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld
homeowners Complaint #TX-446963-231ef16b (2026-02-09) — Delayed payment
homeowners Complaint #TX-444374-231ef16b (2026-01-12) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does HOMEOWNERS OF AMERICA INSURANCE COMPANY have in Texas?

HOMEOWNERS OF AMERICA INSURANCE COMPANY has 476 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with HOMEOWNERS OF AMERICA INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (198), Claim denial (85), Premium or billing dispute (64), Policy cancellation (21), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (4).

How does HOMEOWNERS OF AMERICA INSURANCE COMPANY's homeowners record in Texas compare to other states?

HOMEOWNERS OF AMERICA INSURANCE COMPANY has 476 homeowners complaints in Texas out of 476 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against HOMEOWNERS OF AMERICA INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.