Lemonade Insurance Company — homeowners Complaints in Texas

Detailed analysis of 126 homeowners insurance complaints filed against Lemonade Insurance Company by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 126
Total homeowners Complaints (All States): 138
Texas Share: 91.3%
NAIC Complaint Ratio: 0.5
AI Risk Score: 53/100

Analysis: Lemonade Insurance Company homeowners in Texas

Lemonade Insurance Company has accumulated 126 homeowners insurance complaints from consumers in Texas. Across all states, Lemonade Insurance Company has 138 total homeowners complaints, making Texas responsible for 91.3% of the volume.

The most frequent complaint sub-type is Delayed payment with 50 complaints. Other common issues include Claim denial (31), Premium or billing dispute (19), Policy cancellation (9).

The most active year was 2026 with 6 complaints filed.

Consumers in Texas who have homeowners disputes with Lemonade Insurance Company can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	50	39.7%
Claim denial	31	24.6%
Premium or billing dispute	19	15.1%
Policy cancellation	9	7.1%
Cust Service Claim Handling \| Contract Language/Legal Issue; Company Position Upheld	1	0.8%
Unsatisfactory Settle/Offer \| Corrective Action Taken; Contract Language/Legal Issue; Additional Monies Received	1	0.8%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue	1	0.8%
Cust Srvc Policy Holder Srvcs \| Contract Language/Legal Issue; Corrective Action Taken	1	0.8%
Unfair Discrimination \| Information Furnished; Contract Language/Legal Issue	1	0.8%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Information Furnished; Question of Fact	1	0.8%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Record Only; Complaint Withdrawn	1	0.8%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled; Question of Fact; Information Furnished	1	0.8%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished; Additional Payment E	1	0.8%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Additional Monies Received; Contract Langua	1	0.8%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Additional P	1	0.8%
Cust Srvc Policy Holder Srvcs \| Contract Language/Legal Issue; Company Position Upheld	1	0.8%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished; Company Position Upheld	1	0.8%
Unsatisfactory Settle/Offer \| Additional Monies Received; Question of Fact; Claim Settled	1	0.8%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	0.8%
Misleading sales	1	0.8%
Refusal to Insure \| Information Furnished	1	0.8%

Complaints by Year

2026: 6 complaints
2025: 39 complaints
2024: 38 complaints
2023: 18 complaints
2022: 13 complaints
2021: 8 complaints
2020: 2 complaints
2019: 1 complaints
2018: 1 complaints

Recent homeowners Complaints Against Lemonade Insurance Company in Texas

homeowners Complaint #TX-453307-d55b7846 (2026-04-13) — Delayed payment
homeowners Complaint #TX-451929-0222413f (2026-03-30) — Claim denial
homeowners Complaint #TX-451927-c8ad6f20 (2026-03-30) — Premium or billing dispute
homeowners Complaint #TX-450082-9e4af3f8 (2026-03-12) — Cust Service Claim Handling | Contract Language/Legal Issue; Company Position Upheld
homeowners Complaint #TX-448474-5fc7de0a (2026-02-24) — Policy cancellation
homeowners Complaint #TX-446597-47fa3ac2 (2026-02-04) — Claim denial
homeowners Complaint #TX-442643-02022e37 (2025-12-17) — Delayed payment
homeowners Complaint #TX-442236-e47d2156 (2025-12-12) — Claim denial
homeowners Complaint #TX-442034-47fa3ac2 (2025-12-10) — Claim denial
homeowners Complaint #TX-441510-02022e37 (2025-12-05) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does Lemonade Insurance Company have in Texas?

Lemonade Insurance Company has 126 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with Lemonade Insurance Company in Texas?

The most common issues are: Delayed payment (50), Claim denial (31), Premium or billing dispute (19), Policy cancellation (9), Cust Service Claim Handling | Contract Language/Legal Issue; Company Position Upheld (1).

How does Lemonade Insurance Company's homeowners record in Texas compare to other states?

Lemonade Insurance Company has 126 homeowners complaints in Texas out of 138 total homeowners complaints nationwide. That is 91.3% of their homeowners volume.

Where can I file a homeowners complaint against Lemonade Insurance Company in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.