LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE — health Complaints in Texas
Detailed analysis of 372 health insurance complaints filed against LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE by consumers in Texas, based on public NAIC and state DOI data.
Key Statistics
- health Complaints in Texas: 372
- Total health Complaints (All States): 375
- Texas Share: 99.2%
- NAIC Complaint Ratio: 1.7
- AI Risk Score: 67/100
Analysis: LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE health in Texas
LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE has accumulated 372 health insurance complaints from consumers in Texas. Across all states, LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE has 375 total health complaints, making Texas responsible for 99.2% of the volume.
The most frequent complaint sub-type is Delayed payment with 148 complaints. Other common issues include Claim denial (118), Premium or billing dispute (25), Cash Value | Contract Language/Legal Issue (6).
The most active year was 2026 with 13 complaints filed.
Consumers in Texas who have health disputes with LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE can file a complaint with the Texas Department of Insurance.
health Complaint Issues in Texas
| Issue Type | Complaints | % |
|---|---|---|
| Delayed payment | 148 | 39.8% |
| Claim denial | 118 | 31.7% |
| Premium or billing dispute | 25 | 6.7% |
| Cash Value | Contract Language/Legal Issue | 6 | 1.6% |
| Cash Value | Information Furnished | 5 | 1.3% |
| Other | Information Furnished | 4 | 1.1% |
| Policy cancellation | 4 | 1.1% |
| Misrepresentation | Contract Language/Legal Issue | 2 | 0.5% |
| Other | Policy Not In Force; Information Furnished | 2 | 0.5% |
| Agent Handling | Information Furnished | 2 | 0.5% |
| Cash Value; Other | Information Furnished | 2 | 0.5% |
| Cash Value | Information Furnished; Company Position Upheld; Contract Language/Legal Issue | 1 | 0.3% |
| Misrepresentation | Information Furnished; Contract Language/Legal Issue; Company Position Upheld | 1 | 0.3% |
| Cust Srvc Policy Holder Srvcs; Misrepresentation | Company Position Upheld; Information Furnished; Contract Language/Leg | 1 | 0.3% |
| Cust Srvc Policy Holder Srvcs | Corrective Action Taken; Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Cust Srvc Policy Holder Srvcs | Insufficient Information | 1 | 0.3% |
| Cust Srvc Policy Holder Srvcs | Information Furnished; Corrective Action Taken | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Refusal to Insure | Information Furnished; Policy Not In Force; Contract Language/Legal Issue | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Company | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Information Furnished | 1 | 0.3% |
| Cash Value | Company Position Upheld; Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Cust Srvc Policy Holder Srvcs; Other | Corrective Action Taken; Information Furnished | 1 | 0.3% |
| Cash Value | Information Furnished; Corrective Action Taken; Additional Monies Received | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Other | Cash Surrender Paid; Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; No Jurisdiction; Referred To | 1 | 0.3% |
| Cash Value; Misrepresentation; Unauthorized Acts | Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Cust Service Claim Handling | Contract Language/Legal Issue | 1 | 0.3% |
| Unauthorized Acts | Information Furnished | 1 | 0.3% |
| Cash Value | Corrective Action Taken | 1 | 0.3% |
| Other | Insufficient Information | 1 | 0.3% |
| Cash Value | Insufficient Information | 1 | 0.3% |
| Cash Value | Policy Not In Force | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Unsatisfactory Settle/Offer; Usual And Customary | No Jurisdiction | 1 | 0.3% |
| Misleading sales | 1 | 0.3% |
| Cash Value | Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Overcharges; Recoupment Of Claims Payment; Unsatisfactory Settle/Offer | No Jurisdiction | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Claim Settled; Information Furnished; Company Position Upheld | 1 | 0.3% |
| Agent Handling | Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Unsatisfactory Settle/Offer; Usual And Customary | Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Agent Handling; Commissions | Contract Language/Legal Issue | 1 | 0.3% |
| Recoupment Of Claims Payment; Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 1 | 0.3% |
| Refusal to Insure | Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Agent Handling; Misrepresentation | Question of Fact; Information Furnished | 1 | 0.3% |
| Cash Value; Summary of Benefits | Information Furnished | 1 | 0.3% |
| Recoupment Of Claims Payment; Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Cash Value | Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Coordination of Benefits | Contract Language/Legal Issue; Additional Payment Expected | 1 | 0.3% |
| Recoupment Of Claims Payment | Policy Not In Force; Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Information Furnished | 1 | 0.3% |
| Not Within TDI Jurisdiction | No Jurisdiction; Referred To | 1 | 0.3% |
| Cash Value | No Jurisdiction | 1 | 0.3% |
| Cash Value | Claim Settled | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Policy Not In Force | 1 | 0.3% |
| Agent Handling | Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Fraud | Information Furnished | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 1 | 0.3% |
| Agent Handling | Contract Language/Legal Issue | 1 | 0.3% |
| Agent Handling; Misrepresentation | Information Furnished; Additional Payment Expected | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; No Jurisdiction; Contract Language/Legal Issue | 1 | 0.3% |
| Cash Value | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished | 1 | 0.3% |
Complaints by Year
- 2026: 13 complaints
- 2025: 21 complaints
- 2024: 33 complaints
- 2023: 19 complaints
- 2022: 27 complaints
- 2021: 17 complaints
- 2020: 14 complaints
- 2019: 21 complaints
- 2018: 26 complaints
- 2017: 24 complaints
- 2016: 32 complaints
- 2015: 36 complaints
- 2014: 41 complaints
- 2013: 34 complaints
- 2012: 14 complaints
Recent health Complaints Against LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE in Texas
- health Complaint #TX-452256-da37521a (2026-04-01) — Delayed payment
- health Complaint #TX-451160-183a8de4 (2026-03-24) — Delayed payment
- health Complaint #TX-451140-c5cec03b (2026-03-23) — Claim denial
- health Complaint #TX-451131-abecb6a2 (2026-03-23) — Cash Value | Information Furnished; Company Position Upheld; Contract Language/Legal Issue
- health Complaint #TX-450858-cbcc78ec (2026-03-20) — Claim denial
- health Complaint #TX-450462-ef4d6278 (2026-03-17) — Delayed payment
- health Complaint #TX-449805-c5cec03b (2026-03-09) — Claim denial
- health Complaint #TX-448783-41bfe65d (2026-02-26) — Delayed payment
- health Complaint #TX-447758-44d3d547 (2026-02-13) — Claim denial
- health Complaint #TX-447588-44d3d547 (2026-02-13) — Claim denial
Frequently Asked Questions
How many health complaints does LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE have in Texas?
LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE has 372 health insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.
What are the most common health complaint issues with LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE in Texas?
The most common issues are: Delayed payment (148), Claim denial (118), Premium or billing dispute (25), Cash Value | Contract Language/Legal Issue (6), Cash Value | Information Furnished (5).
How does LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE's health record in Texas compare to other states?
LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE has 372 health complaints in Texas out of 375 total health complaints nationwide. That is 99.2% of their health volume.
Where can I file a health complaint against LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE in Texas?
You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.
Related Pages
LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE health Complaints in Other States
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- LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE health in Pennsylvania
- LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE health in Ohio
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