LOYAL AMERICAN LIFE INSURANCE COMPANY — Insurance Complaint Report

LOYAL AMERICAN LIFE INSURANCE COMPANY: 8.89 complaint index from public DOI data

Key Metrics

Total Complaints: 70
NAIC Complaint Ratio: 8.89
AI Risk Score: 79/100
Most Recent Complaint: 2026-02-06

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for LOYAL AMERICAN LIFE INSURANCE COMPANY to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 50
Risk score: 79/100
Primary state spoke: LOYAL AMERICAN LIFE INSURANCE COMPANY complaints in Texas
Primary product spoke: LOYAL AMERICAN LIFE INSURANCE COMPANY health complaints
State/product drilldown: health complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 44 recent records
Connecticut — 6 recent records

Product Lines

health — 46 recent records
individual — 2 recent records
general — 2 recent records

Recurring Issue Signals

Delayed payment — 28 recent records
Premium or billing dispute — 8 recent records
Claim denial — 6 recent records
Other — 2 recent records
Cust Srvc Policy Holder Srvcs | Information Furnished; Contract Language/Legal Issue — 1 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
Connecticut Insurance Department complaints
Texas TDI complaint indexes and policy counts
States represented in this profile: TX, CT
Product lines represented: 4
Complaint record span: 2012-07-09 to 2026-02-06
Profile last rebuilt: 2026-05-19T15:06:10.603Z

AI Insurer Analysis

LOYAL AMERICAN LIFE INSURANCE COMPANY has 70 public insurance complaint records in this dataset, led by TX and health coverage.

Risk Breakdown

categories: [object Object],[object Object],[object Object],[object Object]
complaintRatio: 8.89
confirmedComplaints: 16
dispositions: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintVolume: 70
states: [object Object],[object Object]

Red Flags

Complaint index above average in Texas TDI policy-count data (8.89).

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2012-07-09 through 2026-02-06.

Recent Complaints Against LOYAL AMERICAN LIFE INSURANCE COMPANY

individual Complaint #CT-7082526-4ba2f7dd — Connecticut (2026-02-06)
health Complaint #TX-439598-dc8b0537 — Texas (2025-11-12)
health Complaint #CT-7079661-73cb6a3b — Connecticut (2025-11-04)
health Complaint #TX-407493-530ebb4e — Texas (2024-10-21)
health Complaint #TX-405759-4ba98c41 — Texas (2024-10-02)
health Complaint #TX-394190-e8ea703b — Texas (2024-05-29)
health Complaint #TX-387898-cf89b38f — Texas (2024-03-13)
health Complaint #TX-361515-b081a10f — Texas (2023-04-27)
health Complaint #TX-359928-e8ea703b — Texas (2023-04-07)
health Complaint #TX-351970-dc8b0537 — Texas (2022-12-21)

LOYAL AMERICAN LIFE INSURANCE COMPANY Complaints by State

LOYAL AMERICAN LIFE INSURANCE COMPANY in Texas — 44 complaints
LOYAL AMERICAN LIFE INSURANCE COMPANY in Connecticut — 6 complaints

LOYAL AMERICAN LIFE INSURANCE COMPANY Complaints by Coverage Type

LOYAL AMERICAN LIFE INSURANCE COMPANY health Complaints — 46 complaints
LOYAL AMERICAN LIFE INSURANCE COMPANY individual Complaints — 2 complaints
LOYAL AMERICAN LIFE INSURANCE COMPANY general Complaints — 2 complaints