NATIONAL LIABILITY & FIRE INSURANCE COMPANY — Insurance Complaint Report

NATIONAL LIABILITY & FIRE INSURANCE COMPANY: 0.55 complaint index from public DOI data

Key Metrics

Total Complaints: 186
NAIC Complaint Ratio: 0.55
AI Risk Score: 44/100
Most Recent Complaint: 2026-04-21

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for NATIONAL LIABILITY & FIRE INSURANCE COMPANY to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 50
Risk score: 44/100
Primary state spoke: NATIONAL LIABILITY & FIRE INSURANCE COMPANY complaints in Texas
Primary product spoke: NATIONAL LIABILITY & FIRE INSURANCE COMPANY homeowners complaints
State/product drilldown: homeowners complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 39 recent records
Connecticut — 11 recent records

Product Lines

homeowners — 38 recent records
workers-compensation — 8 recent records
commercial — 2 recent records
auto — 1 recent records
professional-e-and-o — 1 recent records

Recurring Issue Signals

Delayed payment — 19 recent records
Premium or billing dispute — 16 recent records
Claim denial — 4 recent records
Audit Dispute | Underwriting | Company Position Substantiated — 3 recent records
Policy cancellation — 3 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
Connecticut Insurance Department complaints
Texas TDI complaint indexes and policy counts
New York DFS auto complaint rankings
States represented in this profile: TX, CT, NY
Product lines represented: 5
Complaint record span: 2012-08-27 to 2026-04-21
Profile last rebuilt: 2026-05-19T15:06:14.412Z

AI Insurer Analysis

NATIONAL LIABILITY & FIRE INSURANCE COMPANY has 186 public insurance complaint records in this dataset, led by NY and auto coverage.

Risk Breakdown

categories: [object Object],[object Object],[object Object],[object Object],[object Object]
complaintRatio: 0.55
confirmedComplaints: 26
dispositions: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintVolume: 186
states: [object Object],[object Object],[object Object]

Green Flags

Complaint index below average in Texas TDI policy-count data (0.55).

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2012-08-27 through 2026-04-21.

Recent Complaints Against NATIONAL LIABILITY & FIRE INSURANCE COMPANY

homeowners Complaint #TX-454224-3104527a — Texas (2026-04-21)
homeowners Complaint #TX-449195-25854e1a — Texas (2026-03-04)
homeowners Complaint #TX-443054-1a089066 — Texas (2025-12-22)
homeowners Complaint #TX-442598-a6b533ad — Texas (2025-12-17)
homeowners Complaint #TX-442141-a3f27f5d — Texas (2025-12-11)
homeowners Complaint #TX-440321-3104527a — Texas (2025-11-20)
homeowners Complaint #TX-434639-3104527a — Texas (2025-09-16)
workers-compensation Complaint #CT-7077262-2cfd3edb — Connecticut (2025-08-08)
workers-compensation Complaint #TX-431150-25854e1a — Texas (2025-08-07)
workers-compensation Complaint #CT-7076541-2eb726fb — Connecticut (2025-07-15)

NATIONAL LIABILITY & FIRE INSURANCE COMPANY Complaints by State

NATIONAL LIABILITY & FIRE INSURANCE COMPANY in Texas — 39 complaints
NATIONAL LIABILITY & FIRE INSURANCE COMPANY in Connecticut — 11 complaints

NATIONAL LIABILITY & FIRE INSURANCE COMPANY Complaints by Coverage Type

NATIONAL LIABILITY & FIRE INSURANCE COMPANY homeowners Complaints — 38 complaints
NATIONAL LIABILITY & FIRE INSURANCE COMPANY workers-compensation Complaints — 8 complaints
NATIONAL LIABILITY & FIRE INSURANCE COMPANY commercial Complaints — 2 complaints
NATIONAL LIABILITY & FIRE INSURANCE COMPANY auto Complaints — 1 complaints
NATIONAL LIABILITY & FIRE INSURANCE COMPANY professional-e-and-o Complaints — 1 complaints