NATIONAL LIABILITY & FIRE INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 174 homeowners insurance complaints filed against NATIONAL LIABILITY & FIRE INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 174
Total homeowners Complaints (All States): 174
Texas Share: 100.0%
NAIC Complaint Ratio: 0.55
AI Risk Score: 44/100

Analysis: NATIONAL LIABILITY & FIRE INSURANCE COMPANY homeowners in Texas

NATIONAL LIABILITY & FIRE INSURANCE COMPANY has accumulated 174 homeowners insurance complaints from consumers in Texas. Across all states, NATIONAL LIABILITY & FIRE INSURANCE COMPANY has 174 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 92 complaints. Other common issues include Premium or billing dispute (42), Claim denial (23), Policy cancellation (10).

The most active year was 2026 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with NATIONAL LIABILITY & FIRE INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	92	52.9%
Premium or billing dispute	42	24.1%
Claim denial	23	13.2%
Policy cancellation	10	5.7%
Other \| Company Position Upheld; Contract Language/Legal Issue	1	0.6%
Other \| Contract Language/Legal Issue; Information Furnished	1	0.6%
Cust Service Claim Handling \| Question of Fact; Additional Payment Expected	1	0.6%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	0.6%
Cust Service Claim Handling; Liability Dispute \| Policy Not In Force; Contract Language/Legal Issue; Question of Fact	1	0.6%
Other \| Information Furnished	1	0.6%
Liability Dispute; Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished	1	0.6%

Complaints by Year

2026: 2 complaints
2025: 9 complaints
2024: 8 complaints
2023: 11 complaints
2022: 4 complaints
2021: 4 complaints
2020: 16 complaints
2019: 9 complaints
2018: 16 complaints
2017: 16 complaints
2016: 28 complaints
2015: 25 complaints
2014: 13 complaints
2013: 10 complaints
2012: 3 complaints

Recent homeowners Complaints Against NATIONAL LIABILITY & FIRE INSURANCE COMPANY in Texas

homeowners Complaint #TX-454224-3104527a (2026-04-21) — Delayed payment
homeowners Complaint #TX-449195-25854e1a (2026-03-04) — Premium or billing dispute
homeowners Complaint #TX-443054-1a089066 (2025-12-22) — Delayed payment
homeowners Complaint #TX-442598-a6b533ad (2025-12-17) — Premium or billing dispute
homeowners Complaint #TX-442141-a3f27f5d (2025-12-11) — Other | Company Position Upheld; Contract Language/Legal Issue
homeowners Complaint #TX-440321-3104527a (2025-11-20) — Delayed payment
homeowners Complaint #TX-434639-3104527a (2025-09-16) — Delayed payment
homeowners Complaint #TX-419350-c1cd8ef2 (2025-03-26) — Delayed payment
homeowners Complaint #TX-419205-3104527a (2025-03-25) — Delayed payment
homeowners Complaint #TX-417466-e543de3a (2025-03-03) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does NATIONAL LIABILITY & FIRE INSURANCE COMPANY have in Texas?

NATIONAL LIABILITY & FIRE INSURANCE COMPANY has 174 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with NATIONAL LIABILITY & FIRE INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (92), Premium or billing dispute (42), Claim denial (23), Policy cancellation (10), Other | Company Position Upheld; Contract Language/Legal Issue (1).

How does NATIONAL LIABILITY & FIRE INSURANCE COMPANY's homeowners record in Texas compare to other states?

NATIONAL LIABILITY & FIRE INSURANCE COMPANY has 174 homeowners complaints in Texas out of 174 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against NATIONAL LIABILITY & FIRE INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.