Obsidian Specialty Insurance Company — Insurance Complaint Report

Obsidian Specialty Insurance Company: 15 public complaints from public DOI data

Key Metrics

Total Complaints: 15
AI Risk Score: 32/100
Most Recent Complaint: 2026-04-10

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for Obsidian Specialty Insurance Company to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 15
Risk score: 32/100
Primary state spoke: Obsidian Specialty Insurance Company complaints in Texas
Primary product spoke: Obsidian Specialty Insurance Company homeowners complaints
State/product drilldown: homeowners complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 13 recent records
Connecticut — 2 recent records

Product Lines

homeowners — 13 recent records
general — 1 recent records
auto — 1 recent records

Recurring Issue Signals

Delayed payment — 7 recent records
Claim denial — 6 recent records
Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Information Furnished — 1 recent records
Premium or billing dispute — 1 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
Connecticut Insurance Department complaints
States represented in this profile: TX, CT
Product lines represented: 3
Complaint record span: 2022-05-09 to 2026-04-10
Profile last rebuilt: 2026-05-19T15:07:28.482Z

AI Insurer Analysis

Obsidian Specialty Insurance Company has 15 public insurance complaint records in this dataset, led by TX and homeowners coverage.

Risk Breakdown

categories: [object Object],[object Object],[object Object]
complaintRatio: null
confirmedComplaints: 1
dispositions: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintVolume: 15
states: [object Object],[object Object]

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2022-05-09 through 2026-04-10.

Recent Complaints Against Obsidian Specialty Insurance Company

homeowners Complaint #TX-453169-6b6fae14 — Texas (2026-04-10)
homeowners Complaint #TX-444349-bfdfbee5 — Texas (2026-01-09)
homeowners Complaint #TX-443288-6b6fae14 — Texas (2025-12-29)
homeowners Complaint #TX-440389-db0c0b8c — Texas (2025-11-20)
homeowners Complaint #TX-439730-256e00b0 — Texas (2025-11-13)
homeowners Complaint #TX-414871-6b6fae14 — Texas (2025-01-30)
homeowners Complaint #TX-409339-6b6fae14 — Texas (2024-11-13)
homeowners Complaint #TX-409102-45087df5 — Texas (2024-11-12)
general Complaint #CT-7065451-a56521aa — Connecticut (2024-06-24)
homeowners Complaint #TX-395956-7bac68c1 — Texas (2024-06-20)

Obsidian Specialty Insurance Company Complaints by State

Obsidian Specialty Insurance Company in Texas — 13 complaints
Obsidian Specialty Insurance Company in Connecticut — 2 complaints

Obsidian Specialty Insurance Company Complaints by Coverage Type

Obsidian Specialty Insurance Company homeowners Complaints — 13 complaints
Obsidian Specialty Insurance Company general Complaints — 1 complaints
Obsidian Specialty Insurance Company auto Complaints — 1 complaints