Obsidian Specialty Insurance Company — homeowners Complaints in Texas

Detailed analysis of 13 homeowners insurance complaints filed against Obsidian Specialty Insurance Company by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 13
Total homeowners Complaints (All States): 13
Texas Share: 100.0%
AI Risk Score: 32/100

Analysis: Obsidian Specialty Insurance Company homeowners in Texas

Obsidian Specialty Insurance Company has accumulated 13 homeowners insurance complaints from consumers in Texas. Across all states, Obsidian Specialty Insurance Company has 13 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 7 complaints. Other common issues include Claim denial (4), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Information Furnished (1), Premium or billing dispute (1).

The most active year was 2026 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with Obsidian Specialty Insurance Company can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	7	53.8%
Claim denial	4	30.8%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished	1	7.7%
Premium or billing dispute	1	7.7%

Complaints by Year

2026: 2 complaints
2025: 4 complaints
2024: 4 complaints
2023: 2 complaints
2022: 1 complaints

Recent homeowners Complaints Against Obsidian Specialty Insurance Company in Texas

homeowners Complaint #TX-453169-6b6fae14 (2026-04-10) — Delayed payment
homeowners Complaint #TX-444349-bfdfbee5 (2026-01-09) — Claim denial
homeowners Complaint #TX-443288-6b6fae14 (2025-12-29) — Delayed payment
homeowners Complaint #TX-440389-db0c0b8c (2025-11-20) — Claim denial
homeowners Complaint #TX-439730-256e00b0 (2025-11-13) — Delayed payment
homeowners Complaint #TX-414871-6b6fae14 (2025-01-30) — Delayed payment
homeowners Complaint #TX-409339-6b6fae14 (2024-11-13) — Delayed payment
homeowners Complaint #TX-409102-45087df5 (2024-11-12) — Claim denial
homeowners Complaint #TX-395956-7bac68c1 (2024-06-20) — Delayed payment
homeowners Complaint #TX-385122-6b6fae14 (2024-02-12) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does Obsidian Specialty Insurance Company have in Texas?

Obsidian Specialty Insurance Company has 13 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with Obsidian Specialty Insurance Company in Texas?

The most common issues are: Delayed payment (7), Claim denial (4), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Information Furnished (1), Premium or billing dispute (1).

How does Obsidian Specialty Insurance Company's homeowners record in Texas compare to other states?

Obsidian Specialty Insurance Company has 13 homeowners complaints in Texas out of 13 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against Obsidian Specialty Insurance Company in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.