RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY — Insurance Complaint Report

RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY: 1.9 complaint index from public DOI data

Key Metrics

Total Complaints: 445
NAIC Complaint Ratio: 1.9
AI Risk Score: 81/100
Most Recent Complaint: 2026-04-15

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 50
Risk score: 81/100
Primary state spoke: RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY complaints in Texas
Primary product spoke: RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY homeowners complaints
State/product drilldown: homeowners complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 50 recent records

Product Lines

homeowners — 47 recent records
renters — 3 recent records

Recurring Issue Signals

Delayed payment — 29 recent records
Claim denial — 8 recent records
Premium or billing dispute — 2 recent records
Policy cancellation — 2 recent records
Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Corrective Action Taken — 1 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
Texas TDI complaint indexes and policy counts
States represented in this profile: TX
Product lines represented: 2
Complaint record span: 2012-06-20 to 2026-04-15
Profile last rebuilt: 2026-05-19T15:06:08.509Z

AI Insurer Analysis

RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY has 445 public insurance complaint records in this dataset, led by TX and homeowners coverage.

Risk Breakdown

categories: [object Object],[object Object]
complaintRatio: 1.9
confirmedComplaints: 134
dispositions: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintVolume: 445
states: [object Object]

Red Flags

Complaint index above average in Texas TDI policy-count data (1.9).

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2012-06-20 through 2026-04-15.

Recent Complaints Against RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY

renters Complaint #TX-453620-e321e540 — Texas (2026-04-15)
homeowners Complaint #TX-452449-fe5ed61f — Texas (2026-04-06)
renters Complaint #TX-452421-dec9aead — Texas (2026-04-03)
homeowners Complaint #TX-452419-0cd91375 — Texas (2026-04-02)
homeowners Complaint #TX-451496-f908beca — Texas (2026-03-25)
homeowners Complaint #TX-450707-dec9aead — Texas (2026-03-19)
homeowners Complaint #TX-449522-c0211b09 — Texas (2026-03-06)
homeowners Complaint #TX-449283-f908beca — Texas (2026-03-02)
homeowners Complaint #TX-448237-dec9aead — Texas (2026-02-20)
homeowners Complaint #TX-448151-dec9aead — Texas (2026-02-20)

RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY Complaints by State

RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY in Texas — 50 complaints

RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY Complaints by Coverage Type

RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY homeowners Complaints — 47 complaints
RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY renters Complaints — 3 complaints