RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY — homeowners Insurance Complaints
Analysis of 371 homeowners insurance complaints filed against RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY, based on public NAIC and state DOI data.
Key Statistics
- homeowners Complaints: 371
- Total Complaints (All Types): 445
- homeowners Share: 83.4%
- NAIC Complaint Ratio: 1.9
- AI Risk Score: 81/100
homeowners Complaint Issues
| Issue Type | Complaints | % of Total |
|---|---|---|
| Delayed payment | 180 | 48.5% |
| Claim denial | 68 | 18.3% |
| Premium or billing dispute | 32 | 8.6% |
| Policy cancellation | 10 | 2.7% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 5 | 1.3% |
| Coverage dispute | 4 | 1.1% |
| Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue | 3 | 0.8% |
| Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Contract Language/Legal Issue | 2 | 0.5% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Infor | 2 | 0.5% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact | 2 | 0.5% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue | 2 | 0.5% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 2 | 0.5% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue | 2 | 0.5% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Corrective Action Taken | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled; Contract Language/Legal Issue | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Additional Payment Expected; Corrective Action Taken | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Claim Settled; Company Positio | 1 | 0.3% |
| Cust Srvc Policy Holder Srvcs | Company Position Upheld; Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled; Corrective Action Taken | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Question of Fact | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; Question of Fact; Additional Monies Received | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Additio | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue; Additional P | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Additional Payment Expected; Correctiv | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact; Claim Settled | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Claim Settled; Contract Language/Legal Issue; Question of Fact | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Information Furnished; Additional Monies Re | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Additional Monies Received | 1 | 0.3% |
| Endorsement / Rider; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Information Furnishe | 1 | 0.3% |
| Cust Service Claim Handling | Company Position Upheld; Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Information Furnished | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Additional P | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Additio | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Additional M | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Information Furnished | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Contract Language/Legal Issue; Appraisal Process Invoked | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Corrective Action Taken; Additional Monies Received | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Question of Fact | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Corrective Action Taken; Claim Settled | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Information Furnished | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Question of Fact | 1 | 0.3% |
| Cust Service Claim Handling | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Monies Received | 1 | 0.3% |
| Notice Requirements; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Monies Received | 1 | 0.3% |
| Notice Requirements | Consumer Withdraw | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Corrective Action Taken | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Payment Expected | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Question of Fact | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Monies Received | 1 | 0.3% |
| Assignment of Benefits | Contract Language/Legal Issue | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Company Position Upheld | 1 | 0.3% |
| Cust Service Claim Handling | Contract Language/Legal Issue; Consumer Withdraw | 1 | 0.3% |
| Cust Service Claim Handling; Notice Requirements; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Langua | 1 | 0.3% |
| Cust Service Claim Handling; Endorsement / Rider; Notice Requirements; Unsatisfactory Settle/Offer | Company Position Up | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue | 1 | 0.3% |
| Not Within TDI Jurisdiction | Information Furnished | 1 | 0.3% |
| Agent Handling; Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Le | 1 | 0.3% |
| Cust Service Claim Handling; Endorsement / Rider; Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Question of Fact; Information Furnished | 1 | 0.3% |
| Notice Requirements | Question of Fact; Insufficient Information; Additional Payment Expected | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Failure to Timely Respond; Contract Language/Legal Issue | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; Additional Payment Expected | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Claim Settled; Additional Monies Received | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Information Furnished; Question of Fact | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Payment Expected | 1 | 0.3% |
homeowners Complaints by State
| State | Complaints |
|---|---|
| Texas | 371 |
Recent homeowners Complaints Against RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY
- homeowners Complaint #TX-452449-fe5ed61f — Texas (2026-04-06)
- homeowners Complaint #TX-452419-0cd91375 — Texas (2026-04-02)
- homeowners Complaint #TX-451496-f908beca — Texas (2026-03-25)
- homeowners Complaint #TX-450707-dec9aead — Texas (2026-03-19)
- homeowners Complaint #TX-449522-c0211b09 — Texas (2026-03-06)
- homeowners Complaint #TX-449283-f908beca — Texas (2026-03-02)
- homeowners Complaint #TX-448237-dec9aead — Texas (2026-02-20)
- homeowners Complaint #TX-448151-dec9aead — Texas (2026-02-20)
- homeowners Complaint #TX-446747-51b575bc — Texas (2026-02-05)
- homeowners Complaint #TX-445541-2a5c8f56 — Texas (2026-01-22)
Frequently Asked Questions
How many homeowners complaints does RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY have?
RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY has 371 homeowners insurance complaints on file, according to NAIC and state DOI data.
What are the most common homeowners complaint issues with RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY?
The most common homeowners complaint issues for RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY are: Delayed payment (180), Claim denial (68), Premium or billing dispute (32), Policy cancellation (10), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (5).
Which states have the most homeowners complaints against RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY?
The states with the most homeowners complaints against RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY are: Texas (371).
homeowners Complaints by State
- homeowners Complaints in California
- homeowners Complaints in Texas
- homeowners Complaints in New York
- homeowners Complaints in Florida
- homeowners Complaints in Illinois
- homeowners Complaints in Pennsylvania
- homeowners Complaints in Ohio
- homeowners Complaints in Georgia
- homeowners Complaints in North Carolina
- homeowners Complaints in New Jersey
RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY Complaints by State
- RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY Complaints in California
- RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY Complaints in Texas
- RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY Complaints in New York
- RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY Complaints in Florida
- RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY Complaints in Illinois
- RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY Complaints in Pennsylvania
- RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY Complaints in Ohio
- RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY Complaints in Georgia
- RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY Complaints in North Carolina
- RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY Complaints in New Jersey