RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY — renters Complaints in Texas

Detailed analysis of 74 renters insurance complaints filed against RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

renters Complaints in Texas: 74
Total renters Complaints (All States): 74
Texas Share: 100.0%
NAIC Complaint Ratio: 1.9
AI Risk Score: 81/100

Analysis: RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY renters in Texas

RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY has accumulated 74 renters insurance complaints from consumers in Texas. Across all states, RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY has 74 total renters complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 31 complaints. Other common issues include Claim denial (30), Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Question of Fact (1), Unsatisfactory Settle/Offer | Information Furnished; Additional Monies Received; Contract Language/Legal Issue (1).

The most active year was 2026 with 2 complaints filed.

Consumers in Texas who have renters disputes with RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

renters Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	31	41.9%
Claim denial	30	40.5%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Question of Fact	1	1.4%
Unsatisfactory Settle/Offer \| Information Furnished; Additional Monies Received; Contract Language/Legal Issue	1	1.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Claim	1	1.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	1.4%
Policy cancellation	1	1.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received; Contract Language/Legal Issue; Cl	1	1.4%
Cust Service Claim Handling \| Corrective Action Taken	1	1.4%
Unsatisfactory Settle/Offer \| Claim Settled	1	1.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue	1	1.4%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Additional Monies Received; Information Furnished	1	1.4%
Cust Service Claim Handling \| Additional Monies Received; Additional Payment Expected	1	1.4%
Other \| Information Furnished	1	1.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished	1	1.4%

Complaints by Year

2026: 2 complaints
2025: 1 complaints
2024: 2 complaints
2023: 2 complaints
2022: 3 complaints
2021: 5 complaints
2020: 3 complaints
2019: 6 complaints
2018: 5 complaints
2017: 17 complaints
2016: 12 complaints
2015: 11 complaints
2014: 2 complaints
2013: 2 complaints
2012: 1 complaints

Recent renters Complaints Against RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY in Texas

renters Complaint #TX-453620-e321e540 (2026-04-15) — Delayed payment
renters Complaint #TX-452421-dec9aead (2026-04-03) — Delayed payment
renters Complaint #TX-426812-c2a14289 (2025-06-20) — Claim denial
renters Complaint #TX-404624-51b575bc (2024-09-23) — Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Question of Fact
renters Complaint #TX-396360-c2a14289 (2024-06-26) — Claim denial
renters Complaint #TX-360762-51b575bc (2023-04-19) — Unsatisfactory Settle/Offer | Information Furnished; Additional Monies Received; Contract Language/Legal Issue
renters Complaint #TX-355794-f908beca (2023-02-13) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Claim
renters Complaint #TX-344333-addafce4 (2022-08-29) — Delayed payment
renters Complaint #TX-342738-54c1bb09 (2022-08-04) — Delayed payment
renters Complaint #TX-334978-0cd91375 (2022-04-07) — Claim denial

Frequently Asked Questions

How many renters complaints does RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY have in Texas?

RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY has 74 renters insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common renters complaint issues with RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (31), Claim denial (30), Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Question of Fact (1), Unsatisfactory Settle/Offer | Information Furnished; Additional Monies Received; Contract Language/Legal Issue (1), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Claim (1).

How does RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY's renters record in Texas compare to other states?

RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY has 74 renters complaints in Texas out of 74 total renters complaints nationwide. That is 100.0% of their renters volume.

Where can I file a renters complaint against RANCHERS AND FARMERS MUTUAL INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.