STATE FARM FIRE AND CASUALTY COMPANY — homeowners Complaints in Texas

Detailed analysis of 265 homeowners insurance complaints filed against STATE FARM FIRE AND CASUALTY COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 265
Total homeowners Complaints (All States): 634
Texas Share: 41.8%
NAIC Complaint Ratio: 112.62
AI Risk Score: 83/100

Analysis: STATE FARM FIRE AND CASUALTY COMPANY homeowners in Texas

STATE FARM FIRE AND CASUALTY COMPANY has accumulated 265 homeowners insurance complaints from consumers in Texas. Across all states, STATE FARM FIRE AND CASUALTY COMPANY has 634 total homeowners complaints, making Texas responsible for 41.8% of the volume.

The most frequent complaint sub-type is Delayed payment with 114 complaints. Other common issues include Claim denial (50), Premium or billing dispute (39), Policy cancellation (9).

The most active year was 2026 with 13 complaints filed.

Consumers in Texas who have homeowners disputes with STATE FARM FIRE AND CASUALTY COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	114	43.0%
Claim denial	50	18.9%
Premium or billing dispute	39	14.7%
Policy cancellation	9	3.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	2	0.8%
Refusal to Insure \| Information Furnished	2	0.8%
Other \| Information Furnished	2	0.8%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished; Additional Monies Received	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Infor	1	0.4%
Cust Srvc Policy Holder Srvcs \| Information Furnished; Corrective Action Taken	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue; C	1	0.4%
Cust Srvc Policy Holder Srvcs \| Question of Fact; Contract Language/Legal Issue	1	0.4%
Use of Credit Reports \| Corrective Action Taken; Information Furnished	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Complaint Withdrawn	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Question of Fact; Information Fu	1	0.4%
Cust Srvc Policy Holder Srvcs; Notice Requirements \| Contract Language/Legal Issue; Company Position Upheld	1	0.4%
Other \| Insufficient Information; Record Only	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Claim Settled; Corrective Action Taken	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact; Additional Payment E	1	0.4%
Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Information Furnished	1	0.4%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Information Furnished	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled; Additional Payment Expected; Information Furni	1	0.4%
Unsatisfactory Settle/Offer \| Corrective Action Taken; Claim Settled	1	0.4%
Unauthorized Acts; Unsatisfactory Settle/Offer \| Information Furnished; Claim Settled; Contract Language/Legal Issue	1	0.4%
Misrepresentation \| Question of Fact	1	0.4%
Unsatisfactory Settle/Offer \| Question of Fact; Additional Monies Received	1	0.4%
Unauthorized Acts \| No Jurisdiction	1	0.4%
Cust Service Claim Handling \| Information Furnished	1	0.4%
Unsatisfactory Settle/Offer \| Question of Fact	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Insufficient Information	1	0.4%
Not Within TDI Jurisdiction \| No Jurisdiction; Policy Not In Force	1	0.4%
Agent Handling \| Question of Fact	1	0.4%
Unauthorized Acts \| Question of Fact	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Additional Monies Received; Question of Fact	1	0.4%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue	1	0.4%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Claim Settled	1	0.4%
Closed-Lack Of Info Cmplainant \| Record Only	1	0.4%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue	1	0.4%
Assignment of Benefits \| Insufficient Information	1	0.4%
Insurer Fraud \| Insufficient Information	1	0.4%
Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished; Claim Settled	1	0.4%
Unsatisfactory Settle/Offer \| Claim Settled; Additional Monies Received; Question of Fact	1	0.4%
Unsatisfactory Settle/Offer \| Additional Monies Received; Claim Settled	1	0.4%
Not Within TDI Jurisdiction \| No Jurisdiction	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue; Question of Fact	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Additional Monies Received	1	0.4%
Cust Service Claim Handling \| Information Furnished; Question of Fact	1	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	0.4%
Unauthorized Acts \| Contract Language/Legal Issue; Information Furnished	1	0.4%
Closed-Lack Of Info Cmplainant \| Insufficient Information	1	0.4%
Other \| Insufficient Information	1	0.4%
Other \| Policy Issued/Restored; Information Furnished	1	0.4%

Complaints by Year

2026: 13 complaints
2025: 28 complaints
2024: 32 complaints
2023: 24 complaints
2022: 19 complaints
2021: 21 complaints
2020: 15 complaints
2019: 8 complaints
2018: 10 complaints
2017: 13 complaints
2016: 19 complaints
2015: 21 complaints
2014: 8 complaints
2013: 25 complaints
2012: 9 complaints

Recent homeowners Complaints Against STATE FARM FIRE AND CASUALTY COMPANY in Texas

homeowners Complaint #TX-454498-f4958037 (2026-04-23) — Delayed payment
homeowners Complaint #TX-453183-92f4baae (2026-04-10) — Delayed payment
homeowners Complaint #TX-452540-092c1a3c (2026-04-06) — Premium or billing dispute
homeowners Complaint #TX-452367-39bff634 (2026-04-02) — Premium or billing dispute
homeowners Complaint #TX-450677-4fada1da (2026-03-18) — Unsatisfactory Settle/Offer | Question of Fact; Information Furnished; Additional Monies Received
homeowners Complaint #TX-453458-d1fefa8e (2026-03-17) — Premium or billing dispute
homeowners Complaint #TX-450021-3fc9baa5 (2026-03-12) — Premium or billing dispute
homeowners Complaint #TX-449485-8e5b17d3 (2026-03-06) — Delayed payment
homeowners Complaint #TX-448245-ad036238 (2026-02-23) — Claim denial
homeowners Complaint #TX-447662-b750f039 (2026-02-17) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Infor

Frequently Asked Questions

How many homeowners complaints does STATE FARM FIRE AND CASUALTY COMPANY have in Texas?

STATE FARM FIRE AND CASUALTY COMPANY has 265 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with STATE FARM FIRE AND CASUALTY COMPANY in Texas?

The most common issues are: Delayed payment (114), Claim denial (50), Premium or billing dispute (39), Policy cancellation (9), Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact (2).

How does STATE FARM FIRE AND CASUALTY COMPANY's homeowners record in Texas compare to other states?

STATE FARM FIRE AND CASUALTY COMPANY has 265 homeowners complaints in Texas out of 634 total homeowners complaints nationwide. That is 41.8% of their homeowners volume.

Where can I file a homeowners complaint against STATE FARM FIRE AND CASUALTY COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.