UNIVERSAL INSURANCE COMPANY OF NORTH AMERICA — Insurance Complaint Report

UNIVERSAL INSURANCE COMPANY OF NORTH AMERICA: 134 public complaints from public DOI data

Key Metrics

Total Complaints: 134
AI Risk Score: 54/100
Most Recent Complaint: 2021-08-09

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for UNIVERSAL INSURANCE COMPANY OF NORTH AMERICA to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 50
Risk score: 54/100
Primary state spoke: UNIVERSAL INSURANCE COMPANY OF NORTH AMERICA complaints in Texas
Primary product spoke: UNIVERSAL INSURANCE COMPANY OF NORTH AMERICA homeowners complaints
State/product drilldown: homeowners complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 50 recent records

Product Lines

homeowners — 50 recent records

Recurring Issue Signals

Delayed payment — 28 recent records
Claim denial — 10 recent records
Premium or billing dispute — 3 recent records
Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Question of Fact — 1 recent records
Cust Service Claim Handling | Corrective Action Taken — 1 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
States represented in this profile: TX
Product lines represented: 1
Complaint record span: 2012-07-25 to 2021-08-09
Profile last rebuilt: 2026-05-19T15:06:12.324Z

AI Insurer Analysis

UNIVERSAL INSURANCE COMPANY OF NORTH AMERICA has 134 public insurance complaint records in this dataset, led by TX and homeowners coverage.

Risk Breakdown

categories: [object Object]
complaintRatio: null
confirmedComplaints: 35
dispositions: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintVolume: 134
states: [object Object]

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2012-07-25 through 2021-08-09.

Recent Complaints Against UNIVERSAL INSURANCE COMPANY OF NORTH AMERICA

homeowners Complaint #TX-318874-3c53c1f2 — Texas (2021-08-09)
homeowners Complaint #TX-318355-2890fa7a — Texas (2021-08-04)
homeowners Complaint #TX-314408-90dbfacd — Texas (2021-06-14)
homeowners Complaint #TX-313874-ad120cab — Texas (2021-06-04)
homeowners Complaint #TX-313703-e24da62b — Texas (2021-06-02)
homeowners Complaint #TX-313365-90dbfacd — Texas (2021-05-25)
homeowners Complaint #TX-309505-3c53c1f2 — Texas (2021-03-30)
homeowners Complaint #TX-307754-eefe2cd5 — Texas (2021-03-01)
homeowners Complaint #TX-307532-09cbaf81 — Texas (2021-03-01)
homeowners Complaint #TX-307404-3c53c1f2 — Texas (2021-02-25)

UNIVERSAL INSURANCE COMPANY OF NORTH AMERICA Complaints by State

UNIVERSAL INSURANCE COMPANY OF NORTH AMERICA in Texas — 50 complaints

UNIVERSAL INSURANCE COMPANY OF NORTH AMERICA Complaints by Coverage Type

UNIVERSAL INSURANCE COMPANY OF NORTH AMERICA homeowners Complaints — 50 complaints