UNUM LIFE INSURANCE COMPANY OF AMERICA — Insurance Complaint Report
UNUM LIFE INSURANCE COMPANY OF AMERICA: 0.04 complaint index from public DOI data
Key Metrics
- Total Complaints: 293
- NAIC Complaint Ratio: 0.04
- AI Risk Score: 33/100
- Most Recent Complaint: 2026-03-24
Decision Cockpit: What to Inspect Next
This hub uses recent real complaint records for UNUM LIFE INSURANCE COMPANY OF AMERICA to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.
- Recent source records sampled: 50
- Risk score: 33/100
- Primary state spoke: UNUM LIFE INSURANCE COMPANY OF AMERICA complaints in Texas
- Primary product spoke: UNUM LIFE INSURANCE COMPANY OF AMERICA health complaints
- State/product drilldown: health complaints in Texas
- Shopping check: Cross-check financial strength and reviews
- Local map utility: Find local agents on Google Maps
State Hotspots
- Texas — 34 recent records
- Connecticut — 16 recent records
Product Lines
- health — 36 recent records
- individual — 5 recent records
- disability — 3 recent records
- general — 2 recent records
- group — 2 recent records
- life — 2 recent records
Recurring Issue Signals
- Claim denial — 23 recent records
- Premium or billing dispute — 11 recent records
- Delayed payment — 3 recent records
- Claim Procedure | Claim Handling — 2 recent records
- Cust Service Claim Handling | Record Only; Referred To; No Jurisdiction — 1 recent records
Source and Coverage Transparency
This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.
- Texas Department of Insurance complaints
- Connecticut Insurance Department complaints
- Texas TDI complaint indexes and policy counts
- States represented in this profile: TX, CT
- Product lines represented: 6
- Complaint record span: 2012-05-14 to 2026-03-24
- Profile last rebuilt: 2026-05-19T15:06:09.669Z
AI Insurer Analysis
UNUM LIFE INSURANCE COMPANY OF AMERICA has 293 public insurance complaint records in this dataset, led by TX and health coverage.
Risk Breakdown
- categories: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
- complaintRatio: 0.04
- confirmedComplaints: 16
- dispositions: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
- complaintVolume: 293
- states: [object Object],[object Object]
Green Flags
- Complaint index below average in Texas TDI policy-count data (0.04).
Consumer Tips
Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.
Trend Analysis
Public complaint records currently span 2012-05-14 through 2026-03-24.
Recent Complaints Against UNUM LIFE INSURANCE COMPANY OF AMERICA
- health Complaint #TX-451216-3cb44c0a — Texas (2026-03-24)
- health Complaint #TX-448076-01e4c4c7 — Texas (2026-02-18)
- health Complaint #TX-446616-bbc14667 — Texas (2026-02-02)
- health Complaint #TX-444971-a1d32cc8 — Texas (2026-01-16)
- health Complaint #TX-443945-a1d32cc8 — Texas (2026-01-06)
- health Complaint #TX-441700-232306cd — Texas (2025-12-08)
- general Complaint #CT-7080293-f40fdd05 — Connecticut (2025-11-19)
- health Complaint #TX-439579-59879163 — Texas (2025-11-12)
- health Complaint #TX-438526-fb0ec08a — Texas (2025-10-30)
- health Complaint #TX-437939-b6b917af — Texas (2025-10-23)
UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints by State
- UNUM LIFE INSURANCE COMPANY OF AMERICA in Texas — 34 complaints
- UNUM LIFE INSURANCE COMPANY OF AMERICA in Connecticut — 16 complaints
UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints by Coverage Type
- UNUM LIFE INSURANCE COMPANY OF AMERICA health Complaints — 36 complaints
- UNUM LIFE INSURANCE COMPANY OF AMERICA individual Complaints — 5 complaints
- UNUM LIFE INSURANCE COMPANY OF AMERICA disability Complaints — 3 complaints
- UNUM LIFE INSURANCE COMPANY OF AMERICA general Complaints — 2 complaints
- UNUM LIFE INSURANCE COMPANY OF AMERICA group Complaints — 2 complaints
- UNUM LIFE INSURANCE COMPANY OF AMERICA life Complaints — 2 complaints
Browse UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints by State
- UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints in California
- UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints in Texas
- UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints in New York
- UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints in Florida
- UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints in Illinois
- UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints in Pennsylvania
- UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints in Ohio
- UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints in Georgia
- UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints in North Carolina
- UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints in New Jersey
Browse UNUM LIFE INSURANCE COMPANY OF AMERICA Complaints by Category
- UNUM LIFE INSURANCE COMPANY OF AMERICA Auto Insurance Complaints
- UNUM LIFE INSURANCE COMPANY OF AMERICA Homeowners Insurance Complaints
- UNUM LIFE INSURANCE COMPANY OF AMERICA Health Insurance Complaints
- UNUM LIFE INSURANCE COMPANY OF AMERICA Life Insurance Complaints
- UNUM LIFE INSURANCE COMPANY OF AMERICA Property Insurance Complaints
- UNUM LIFE INSURANCE COMPANY OF AMERICA Commercial Insurance Complaints
- UNUM LIFE INSURANCE COMPANY OF AMERICA Workers Compensation Complaints
- UNUM LIFE INSURANCE COMPANY OF AMERICA Professional Liability Complaints