XL INSURANCE AMERICA, INC. — Insurance Complaint Report

XL INSURANCE AMERICA, INC.: 0 complaint index from public DOI data

Key Metrics

Total Complaints: 9
NAIC Complaint Ratio: 0
AI Risk Score: 23/100
Most Recent Complaint: 2025-10-13

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for XL INSURANCE AMERICA, INC. to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 9
Risk score: 23/100
Primary state spoke: XL INSURANCE AMERICA, INC. complaints in Texas
Primary product spoke: XL INSURANCE AMERICA, INC. homeowners complaints
State/product drilldown: homeowners complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 9 recent records

Product Lines

homeowners — 7 recent records
workers-compensation — 2 recent records

Recurring Issue Signals

Delayed payment — 5 recent records
Cust Service Claim Handling; Liability Dispute | Question of Fact; Additional Payment Expected — 1 recent records
Unsatisfactory Settle/Offer | Question of Fact; Additional Monies Received; Contract Language/Legal Issue — 1 recent records
Unsatisfactory Settle/Offer | Information Furnished — 1 recent records
Unsatisfactory Settle/Offer | Information Furnished; Additional Monies Received; Corrective Action Taken — 1 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
Texas TDI complaint indexes and policy counts
States represented in this profile: TX
Product lines represented: 3
Complaint record span: 2014-10-31 to 2025-10-13
Profile last rebuilt: 2026-05-19T15:06:41.564Z

AI Insurer Analysis

XL INSURANCE AMERICA, INC. has 9 public insurance complaint records in this dataset, led by TX and homeowners coverage.

Risk Breakdown

categories: [object Object],[object Object],[object Object]
complaintRatio: 0
confirmedComplaints: 2
dispositions: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintVolume: 9
states: [object Object]

Green Flags

Complaint index below average in Texas TDI policy-count data (0).

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2014-10-31 through 2025-10-13.

Recent Complaints Against XL INSURANCE AMERICA, INC.

homeowners Complaint #TX-436876-cec2a561 — Texas (2025-10-13)
homeowners Complaint #TX-407869-a6ed3fe9 — Texas (2024-10-25)
homeowners Complaint #TX-359311-a6ed3fe9 — Texas (2023-03-29)
homeowners Complaint #TX-355992-635aae04 — Texas (2023-02-15)
homeowners Complaint #TX-331725-a0e01560 — Texas (2022-02-22)
workers-compensation Complaint #TX-321989-10a4377a — Texas (2021-09-21)
homeowners Complaint #TX-277842-a6ed3fe9 — Texas (2019-11-08)
homeowners Complaint #TX-122663-71700135 — Texas (2016-02-17)
workers-compensation Complaint #TX-79844-96be9e6e — Texas (2014-10-31)