XL INSURANCE AMERICA, INC. — homeowners Complaints in Texas

Detailed analysis of 7 homeowners insurance complaints filed against XL INSURANCE AMERICA, INC. by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 7
Total homeowners Complaints (All States): 7
Texas Share: 100.0%
NAIC Complaint Ratio: 0
AI Risk Score: 23/100

Analysis: XL INSURANCE AMERICA, INC. homeowners in Texas

XL INSURANCE AMERICA, INC. has accumulated 7 homeowners insurance complaints from consumers in Texas. Across all states, XL INSURANCE AMERICA, INC. has 7 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 5 complaints. Other common issues include Cust Service Claim Handling; Liability Dispute | Question of Fact; Additional Payment Expected (1), Unsatisfactory Settle/Offer | Question of Fact; Additional Monies Received; Contract Language/Legal Issue (1).

The most active year was 2025 with 1 complaint filed.

Consumers in Texas who have homeowners disputes with XL INSURANCE AMERICA, INC. can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	5	71.4%
Cust Service Claim Handling; Liability Dispute \| Question of Fact; Additional Payment Expected	1	14.3%
Unsatisfactory Settle/Offer \| Question of Fact; Additional Monies Received; Contract Language/Legal Issue	1	14.3%

Complaints by Year

2025: 1 complaints
2024: 1 complaints
2023: 2 complaints
2022: 1 complaints
2019: 1 complaints
2016: 1 complaints

Recent homeowners Complaints Against XL INSURANCE AMERICA, INC. in Texas

homeowners Complaint #TX-436876-cec2a561 (2025-10-13) — Delayed payment
homeowners Complaint #TX-407869-a6ed3fe9 (2024-10-25) — Delayed payment
homeowners Complaint #TX-359311-a6ed3fe9 (2023-03-29) — Delayed payment
homeowners Complaint #TX-355992-635aae04 (2023-02-15) — Cust Service Claim Handling; Liability Dispute | Question of Fact; Additional Payment Expected
homeowners Complaint #TX-331725-a0e01560 (2022-02-22) — Unsatisfactory Settle/Offer | Question of Fact; Additional Monies Received; Contract Language/Legal Issue
homeowners Complaint #TX-277842-a6ed3fe9 (2019-11-08) — Delayed payment
homeowners Complaint #TX-122663-71700135 (2016-02-17) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does XL INSURANCE AMERICA, INC. have in Texas?

XL INSURANCE AMERICA, INC. has 7 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with XL INSURANCE AMERICA, INC. in Texas?

The most common issues are: Delayed payment (5), Cust Service Claim Handling; Liability Dispute | Question of Fact; Additional Payment Expected (1), Unsatisfactory Settle/Offer | Question of Fact; Additional Monies Received; Contract Language/Legal Issue (1).

How does XL INSURANCE AMERICA, INC.'s homeowners record in Texas compare to other states?

XL INSURANCE AMERICA, INC. has 7 homeowners complaints in Texas out of 7 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against XL INSURANCE AMERICA, INC. in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.