XL SPECIALTY INSURANCE COMPANY — Insurance Complaint Report

XL SPECIALTY INSURANCE COMPANY: 17.03 complaint index from public DOI data

Key Metrics

Total Complaints: 22
NAIC Complaint Ratio: 17.03
AI Risk Score: 68/100
Most Recent Complaint: 2025-09-26

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for XL SPECIALTY INSURANCE COMPANY to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 22
Risk score: 68/100
Primary state spoke: XL SPECIALTY INSURANCE COMPANY complaints in Texas
Primary product spoke: XL SPECIALTY INSURANCE COMPANY homeowners complaints
State/product drilldown: homeowners complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 20 recent records
Connecticut — 2 recent records

Product Lines

homeowners — 13 recent records
workers-compensation — 7 recent records
pet — 1 recent records
general — 1 recent records

Recurring Issue Signals

Delayed payment — 8 recent records
Claim denial — 6 recent records
Premium or billing dispute — 5 recent records
Provider or network dispute — 1 recent records
Unsatisfactory Settle/Offer | Contract Language/Legal Issue — 1 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
Connecticut Insurance Department complaints
Texas TDI complaint indexes and policy counts
States represented in this profile: TX, CT
Product lines represented: 5
Complaint record span: 2015-01-05 to 2025-09-26
Profile last rebuilt: 2026-05-19T15:06:42.874Z

AI Insurer Analysis

XL SPECIALTY INSURANCE COMPANY has 22 public insurance complaint records in this dataset, led by TX and homeowners coverage.

Risk Breakdown

categories: [object Object],[object Object],[object Object],[object Object],[object Object]
complaintRatio: 17.03
confirmedComplaints: 3
dispositions: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintVolume: 22
states: [object Object],[object Object]

Red Flags

Complaint index above average in Texas TDI policy-count data (17.03).

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2015-01-05 through 2025-09-26.

Recent Complaints Against XL SPECIALTY INSURANCE COMPANY

workers-compensation Complaint #TX-435824-747b09e9 — Texas (2025-09-26)
homeowners Complaint #TX-412050-59d566ed — Texas (2024-12-19)
pet Complaint #CT-7065027-70793585 — Connecticut (2024-06-05)
homeowners Complaint #TX-392105-91d62698 — Texas (2024-05-02)
workers-compensation Complaint #TX-388405-e75a91a4 — Texas (2024-03-18)
general Complaint #CT-7046227-deaa2f45 — Connecticut (2022-06-30)
homeowners Complaint #TX-334169-4dcfefdc — Texas (2022-03-28)
homeowners Complaint #TX-326810-1e79abf2 — Texas (2021-12-07)
workers-compensation Complaint #TX-311709-9eaa9fcc — Texas (2021-04-13)
workers-compensation Complaint #TX-307282-e844901e — Texas (2021-01-28)

XL SPECIALTY INSURANCE COMPANY Complaints by State

XL SPECIALTY INSURANCE COMPANY in Texas — 20 complaints
XL SPECIALTY INSURANCE COMPANY in Connecticut — 2 complaints

XL SPECIALTY INSURANCE COMPANY Complaints by Coverage Type

XL SPECIALTY INSURANCE COMPANY homeowners Complaints — 13 complaints
XL SPECIALTY INSURANCE COMPANY workers-compensation Complaints — 7 complaints
XL SPECIALTY INSURANCE COMPANY pet Complaints — 1 complaints
XL SPECIALTY INSURANCE COMPANY general Complaints — 1 complaints