XL SPECIALTY INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 13 homeowners insurance complaints filed against XL SPECIALTY INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 13
Total homeowners Complaints (All States): 13
Texas Share: 100.0%
NAIC Complaint Ratio: 17.03
AI Risk Score: 68/100

Analysis: XL SPECIALTY INSURANCE COMPANY homeowners in Texas

XL SPECIALTY INSURANCE COMPANY has accumulated 13 homeowners insurance complaints from consumers in Texas. Across all states, XL SPECIALTY INSURANCE COMPANY has 13 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 5 complaints. Other common issues include Premium or billing dispute (4), Claim denial (3), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (1).

The most active year was 2024 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with XL SPECIALTY INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	5	38.5%
Premium or billing dispute	4	30.8%
Claim denial	3	23.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	7.7%

Complaints by Year

2024: 2 complaints
2022: 1 complaints
2021: 1 complaints
2020: 2 complaints
2019: 1 complaints
2017: 2 complaints
2016: 2 complaints
2015: 2 complaints

Recent homeowners Complaints Against XL SPECIALTY INSURANCE COMPANY in Texas

homeowners Complaint #TX-412050-59d566ed (2024-12-19) — Premium or billing dispute
homeowners Complaint #TX-392105-91d62698 (2024-05-02) — Premium or billing dispute
homeowners Complaint #TX-334169-4dcfefdc (2022-03-28) — Claim denial
homeowners Complaint #TX-326810-1e79abf2 (2021-12-07) — Delayed payment
homeowners Complaint #TX-294912-55a20497 (2020-07-15) — Premium or billing dispute
homeowners Complaint #TX-283778-1c1335f7 (2020-01-30) — Claim denial
homeowners Complaint #TX-263185-c90b1dcd (2019-06-13) — Claim denial
homeowners Complaint #TX-199235-2b46f9ee (2017-11-17) — Delayed payment
homeowners Complaint #TX-177361-77e8c3a8 (2017-06-14) — Premium or billing dispute
homeowners Complaint #TX-161638-2787e6e1 (2016-12-27) — Unsatisfactory Settle/Offer | Contract Language/Legal Issue

Frequently Asked Questions

How many homeowners complaints does XL SPECIALTY INSURANCE COMPANY have in Texas?

XL SPECIALTY INSURANCE COMPANY has 13 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with XL SPECIALTY INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (5), Premium or billing dispute (4), Claim denial (3), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (1).

How does XL SPECIALTY INSURANCE COMPANY's homeowners record in Texas compare to other states?

XL SPECIALTY INSURANCE COMPANY has 13 homeowners complaints in Texas out of 13 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against XL SPECIALTY INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.