ZURICH AMERICAN INSURANCE COMPANY — Insurance Complaint Report

ZURICH AMERICAN INSURANCE COMPANY: 8.99 complaint index from public DOI data

Key Metrics

Total Complaints: 327
NAIC Complaint Ratio: 8.99
AI Risk Score: 83/100
Most Recent Complaint: 2026-04-28

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for ZURICH AMERICAN INSURANCE COMPANY to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 50
Risk score: 83/100
Primary state spoke: ZURICH AMERICAN INSURANCE COMPANY complaints in Texas
Primary product spoke: ZURICH AMERICAN INSURANCE COMPANY homeowners complaints
State/product drilldown: homeowners complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 32 recent records
Connecticut — 18 recent records

Product Lines

homeowners — 34 recent records
auto — 6 recent records
travel — 4 recent records
health — 3 recent records
general — 2 recent records
pet — 1 recent records

Recurring Issue Signals

Delayed payment — 23 recent records
Claim denial — 13 recent records
Unfair settlement — 3 recent records
Premium or billing dispute — 3 recent records
Policy cancellation — 2 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
Connecticut Insurance Department complaints
Texas TDI complaint indexes and policy counts
New York DFS auto complaint rankings
States represented in this profile: TX, CT, NY
Product lines represented: 9
Complaint record span: 2012-06-29 to 2026-04-28
Profile last rebuilt: 2026-05-19T15:06:10.190Z

AI Insurer Analysis

ZURICH AMERICAN INSURANCE COMPANY has 327 public insurance complaint records in this dataset, led by TX and homeowners coverage.

Risk Breakdown

categories: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintRatio: 8.99
confirmedComplaints: 49
dispositions: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintVolume: 327
states: [object Object],[object Object],[object Object]

Red Flags

Complaint index above average in Texas TDI policy-count data (8.99).

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2012-06-29 through 2026-04-28.

Recent Complaints Against ZURICH AMERICAN INSURANCE COMPANY

auto Complaint #CT-7085086-544dd1e4 — Connecticut (2026-04-28)
auto Complaint #CT-7084949-4c486914 — Connecticut (2026-04-24)
homeowners Complaint #CT-7084942-258c7864 — Connecticut (2026-04-23)
homeowners Complaint #TX-453628-c60166a8 — Texas (2026-04-15)
auto Complaint #CT-7084697-74396a86 — Connecticut (2026-04-15)
homeowners Complaint #TX-452751-c60166a8 — Texas (2026-04-07)
homeowners Complaint #TX-452499-0b5029bb — Texas (2026-04-03)
homeowners Complaint #TX-451950-c60166a8 — Texas (2026-03-30)
pet Complaint #CT-7083956-669b074c — Connecticut (2026-03-19)
homeowners Complaint #TX-448567-c60166a8 — Texas (2026-02-25)

ZURICH AMERICAN INSURANCE COMPANY Complaints by State

ZURICH AMERICAN INSURANCE COMPANY in Texas — 32 complaints
ZURICH AMERICAN INSURANCE COMPANY in Connecticut — 18 complaints

ZURICH AMERICAN INSURANCE COMPANY Complaints by Coverage Type

ZURICH AMERICAN INSURANCE COMPANY homeowners Complaints — 34 complaints
ZURICH AMERICAN INSURANCE COMPANY auto Complaints — 6 complaints
ZURICH AMERICAN INSURANCE COMPANY travel Complaints — 4 complaints
ZURICH AMERICAN INSURANCE COMPANY health Complaints — 3 complaints
ZURICH AMERICAN INSURANCE COMPANY general Complaints — 2 complaints
ZURICH AMERICAN INSURANCE COMPANY pet Complaints — 1 complaints