ZURICH AMERICAN LIFE INSURANCE COMPANY — Insurance Complaint Report

ZURICH AMERICAN LIFE INSURANCE COMPANY: 8.99 complaint index from public DOI data

Key Metrics

Total Complaints: 12
NAIC Complaint Ratio: 8.99
AI Risk Score: 58/100
Most Recent Complaint: 2025-12-11

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for ZURICH AMERICAN LIFE INSURANCE COMPANY to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 12
Risk score: 58/100
Primary state spoke: ZURICH AMERICAN LIFE INSURANCE COMPANY complaints in Texas
Primary product spoke: ZURICH AMERICAN LIFE INSURANCE COMPANY health complaints
State/product drilldown: health complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 9 recent records
Connecticut — 3 recent records

Product Lines

health — 9 recent records
general — 2 recent records
workers-compensation — 1 recent records

Recurring Issue Signals

Claim denial — 3 recent records
Other — 2 recent records
Unfair settlement — 1 recent records
Cash Value | Complaint Withdrawn; Information Furnished — 1 recent records
Cash Value | Contract Language/Legal Issue — 1 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
Connecticut Insurance Department complaints
States represented in this profile: TX, CT
Product lines represented: 3
Complaint record span: 2013-11-20 to 2025-12-11
Profile last rebuilt: 2026-05-19T15:06:31.315Z

AI Insurer Analysis

ZURICH AMERICAN LIFE INSURANCE COMPANY has 12 public insurance complaint records in this dataset, led by TX and health coverage.

Risk Breakdown

categories: [object Object],[object Object],[object Object]
complaintRatio: 8.99
confirmedComplaints: 0
dispositions: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintVolume: 12
states: [object Object],[object Object]

Red Flags

Complaint index above average in Texas TDI policy-count data (8.99).

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2013-11-20 through 2025-12-11.

Recent Complaints Against ZURICH AMERICAN LIFE INSURANCE COMPANY

health Complaint #TX-442120-2e794325 — Texas (2025-12-11)
health Complaint #CT-7069358-6e977f61 — Connecticut (2024-10-29)
health Complaint #TX-394849-82d4099e — Texas (2024-06-06)
general Complaint #CT-7049314-56e938bf — Connecticut (2022-11-10)
health Complaint #TX-301101-da737a6c — Texas (2020-10-21)
health Complaint #TX-278451-da737a6c — Texas (2019-11-18)
general Complaint #CT-7035496-a66323ee — Connecticut (2017-10-31)
workers-compensation Complaint #TX-177500-d6240dcc — Texas (2017-05-18)
health Complaint #TX-138762-72b258a4 — Texas (2016-06-03)
health Complaint #TX-93343-ac34fc21 — Texas (2015-04-06)

ZURICH AMERICAN LIFE INSURANCE COMPANY Complaints by State

ZURICH AMERICAN LIFE INSURANCE COMPANY in Texas — 9 complaints
ZURICH AMERICAN LIFE INSURANCE COMPANY in Connecticut — 3 complaints

ZURICH AMERICAN LIFE INSURANCE COMPANY Complaints by Coverage Type

ZURICH AMERICAN LIFE INSURANCE COMPANY health Complaints — 9 complaints
ZURICH AMERICAN LIFE INSURANCE COMPANY general Complaints — 2 complaints
ZURICH AMERICAN LIFE INSURANCE COMPANY workers-compensation Complaints — 1 complaints