ZURICH AMERICAN LIFE INSURANCE COMPANY — health Complaints in Texas

Detailed analysis of 8 health insurance complaints filed against ZURICH AMERICAN LIFE INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

health Complaints in Texas: 8
Total health Complaints (All States): 9
Texas Share: 88.9%
NAIC Complaint Ratio: 8.99
AI Risk Score: 58/100

Analysis: ZURICH AMERICAN LIFE INSURANCE COMPANY health in Texas

ZURICH AMERICAN LIFE INSURANCE COMPANY has accumulated 8 health insurance complaints from consumers in Texas. Across all states, ZURICH AMERICAN LIFE INSURANCE COMPANY has 9 total health complaints, making Texas responsible for 88.9% of the volume.

The most frequent complaint sub-type is Claim denial with 2 complaints. Other common issues include Cash Value | Complaint Withdrawn; Information Furnished (1), Cash Value | Contract Language/Legal Issue (1), Cash Value | Information Furnished; Additional Monies Received (1).

The most active year was 2025 with 1 complaint filed.

Consumers in Texas who have health disputes with ZURICH AMERICAN LIFE INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

health Complaint Issues in Texas

Issue Type	Complaints	%
Claim denial	2	25.0%
Cash Value \| Complaint Withdrawn; Information Furnished	1	12.5%
Cash Value \| Contract Language/Legal Issue	1	12.5%
Cash Value \| Information Furnished; Additional Monies Received	1	12.5%
Delayed payment	1	12.5%
Cash Value; Notice Requirements; Other \| No Jurisdiction	1	12.5%
Other \| Contract Language/Legal Issue	1	12.5%

Complaints by Year

2025: 1 complaints
2024: 1 complaints
2020: 1 complaints
2019: 1 complaints
2016: 1 complaints
2015: 1 complaints
2014: 1 complaints
2013: 1 complaints

Recent health Complaints Against ZURICH AMERICAN LIFE INSURANCE COMPANY in Texas

health Complaint #TX-442120-2e794325 (2025-12-11) — Claim denial
health Complaint #TX-394849-82d4099e (2024-06-06) — Claim denial
health Complaint #TX-301101-da737a6c (2020-10-21) — Cash Value | Complaint Withdrawn; Information Furnished
health Complaint #TX-278451-da737a6c (2019-11-18) — Cash Value | Contract Language/Legal Issue
health Complaint #TX-138762-72b258a4 (2016-06-03) — Cash Value | Information Furnished; Additional Monies Received
health Complaint #TX-93343-ac34fc21 (2015-04-06) — Delayed payment
health Complaint #TX-71903-628889b5 (2014-08-15) — Cash Value; Notice Requirements; Other | No Jurisdiction
health Complaint #TX-43491-0be7b36c (2013-11-20) — Other | Contract Language/Legal Issue

Frequently Asked Questions

How many health complaints does ZURICH AMERICAN LIFE INSURANCE COMPANY have in Texas?

ZURICH AMERICAN LIFE INSURANCE COMPANY has 8 health insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common health complaint issues with ZURICH AMERICAN LIFE INSURANCE COMPANY in Texas?

The most common issues are: Claim denial (2), Cash Value | Complaint Withdrawn; Information Furnished (1), Cash Value | Contract Language/Legal Issue (1), Cash Value | Information Furnished; Additional Monies Received (1), Delayed payment (1).

How does ZURICH AMERICAN LIFE INSURANCE COMPANY's health record in Texas compare to other states?

ZURICH AMERICAN LIFE INSURANCE COMPANY has 8 health complaints in Texas out of 9 total health complaints nationwide. That is 88.9% of their health volume.

Where can I file a health complaint against ZURICH AMERICAN LIFE INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.