PRINCIPAL LIFE INSURANCE COMPANY — Insurance Complaint Report

PRINCIPAL LIFE INSURANCE COMPANY: 0.57 complaint index from public DOI data

Key Metrics

Total Complaints: 258
NAIC Complaint Ratio: 0.57
AI Risk Score: 44/100
Most Recent Complaint: 2026-04-15

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for PRINCIPAL LIFE INSURANCE COMPANY to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 50
Risk score: 44/100
Primary state spoke: PRINCIPAL LIFE INSURANCE COMPANY complaints in Texas
Primary product spoke: PRINCIPAL LIFE INSURANCE COMPANY health complaints
State/product drilldown: health complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 43 recent records
Connecticut — 7 recent records

Product Lines

health — 43 recent records
life — 2 recent records
disability — 2 recent records
general — 2 recent records
extended-warranty-and-service-contracts — 1 recent records

Recurring Issue Signals

Claim denial — 18 recent records
Delayed payment — 11 recent records
Policy cancellation — 3 recent records
Premium or billing dispute — 3 recent records
Unfair settlement — 2 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
Connecticut Insurance Department complaints
Texas TDI complaint indexes and policy counts
States represented in this profile: TX, CT
Product lines represented: 6
Complaint record span: 2012-06-14 to 2026-04-15
Profile last rebuilt: 2026-05-19T15:06:08.715Z

AI Insurer Analysis

PRINCIPAL LIFE INSURANCE COMPANY has 258 public insurance complaint records in this dataset, led by TX and health coverage.

Risk Breakdown

categories: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintRatio: 0.57
confirmedComplaints: 27
dispositions: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintVolume: 258
states: [object Object],[object Object]

Green Flags

Complaint index below average in Texas TDI policy-count data (0.57).

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2012-06-14 through 2026-04-15.

Recent Complaints Against PRINCIPAL LIFE INSURANCE COMPANY

health Complaint #TX-453679-85234425 — Texas (2026-04-15)
health Complaint #TX-452738-8058bf7e — Texas (2026-04-06)
health Complaint #TX-452218-c326aa2e — Texas (2026-04-01)
health Complaint #TX-451237-c391e6ac — Texas (2026-03-24)
health Complaint #TX-448750-e4d0db7c — Texas (2026-02-26)
health Complaint #TX-448651-f9031600 — Texas (2026-02-26)
health Complaint #TX-448459-e4d0db7c — Texas (2026-02-24)
health Complaint #TX-448127-a154a588 — Texas (2026-02-19)
health Complaint #TX-447262-2c67d9cd — Texas (2026-02-10)
life Complaint #CT-7081547-ac228589 — Connecticut (2026-01-09)

PRINCIPAL LIFE INSURANCE COMPANY Complaints by State

PRINCIPAL LIFE INSURANCE COMPANY in Texas — 43 complaints
PRINCIPAL LIFE INSURANCE COMPANY in Connecticut — 7 complaints

PRINCIPAL LIFE INSURANCE COMPANY Complaints by Coverage Type

PRINCIPAL LIFE INSURANCE COMPANY health Complaints — 43 complaints
PRINCIPAL LIFE INSURANCE COMPANY life Complaints — 2 complaints
PRINCIPAL LIFE INSURANCE COMPANY disability Complaints — 2 complaints
PRINCIPAL LIFE INSURANCE COMPANY general Complaints — 2 complaints
PRINCIPAL LIFE INSURANCE COMPANY extended-warranty-and-service-contracts Complaints — 1 complaints